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工银瑞祥定开发起式债券(005525)

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最新估值:-- 累计净值:-- 近3月收益:-- 近1年收益:--
投资类型:债券型 成立日期:2018-06-11 管理人:工银瑞信... 基金经理:李娜
金融界评级:  申购状态:--赎回状态:--  
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基金公告

工银瑞祥定开发起式债券:工银瑞信瑞祥定期开放债券型发起式证券投资基金更新的招募说明书(2019年第3号)

公告日期:2019-11-09

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        工银瑞信瑞祥定期开 债券型发起式姓
                  证券投资 金姓
                更新的招募说明书姓
                  (该代令9 第 详 络姓
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                             金管理人             工银瑞信   金管理 限     姓
                             金托管人              业银   股份   限   姓
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工银瑞信瑞祥定期开          债券型发起式证券投资            金                                        更新的招募说明书



                                                        重要提示姓

                 金 中     证券监督管理           员 该代令绪 令该 令拨 证监许 后该代令绪逐该详该拨       文注     募

          金 金合            该代令8 绩    令令       式生效 自              起 金管理人 式开始管理                 金 姓

           金管理人保证 招募说明书的内容真                           准确         整      招募说明书 中 证监 注

      但中 证监 对                金募 的注                 并 表明 对             金的 值和收益作                性判断

或保证 也 表明投资                        金没 风险 中 证监                    对 金的投资 值              场前 等作

           性判断或者保证 姓

      投资 风险 投资者认购 或 购                             金份额时 认真阅                招募说明书和 金 品资

料概要 全面认识                金 品的风险收益特                      充     考虑投资者自身的风险                能力 并

对认购 或 购                金的意愿 时机 数 等投资                          作 独立 策           金管理人提醒投资

者        金投资的 买者自负 原                    在投资者作 投资            策           金 营状况        金净值

导        的投资风险         投资者自 负               姓

                 金投资 证券 场             金净值 因 证券 场波                        等因素 生波       投资者在投资

          金前      全面了解          金的 品特性 理性判断                   场 并            金投资中           的各类风

险        包括      场风险 开 式 金                    的风险               金特 的风险 流 性风险 姓

                 金 债券型 金             长期 均风险和预期收益率                       股票型 混合型 金 高

          场 金 姓

                 金的投资范围包括 债 央 票据 金融债 地方 府债 企业债                                             债 短期

融资券 超短期融资券 中期票据                                债       府支     机构债券 证券             短期       债券

     转换债券 含             离交易       转债的纯债部                  交换债券          资 支 证券 银             款

     业           债券回购        法律法规或中 证监 允许                      金投资的         金融工       姓

                 金 在         场买入股票              证 也 参 一                     场新股 购和新股增发 姓

                 金投资 合资 配置 例 债券资                            金资 的 例                8代还 但在          开

期前一个            开    期 开 期结                一个 的期间内                 金投资        述 例限制 开 期

内         个交易                金                金 到期 在一                内的 府债券的 例合

金资 净值的 拨还             中 金        包括结算备付金                    保证金         收 购款等 在封 期内

          金             例的限制 姓

      法律法规或监管机构                  允许 金投资的                品种            金管理人在履        程序

     将 纳入投资范围              投资 例遵循届时 效法律法规或相 规定 姓

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工银瑞信瑞祥定期开            债券型发起式证券投资       金                                             更新的招募说明书


                 金 金份额初始募 面值 人民                     令凡代代 元 在 场波 因素影响                           金净值

     能          初始面值           金投资者            能               损 姓

            金的过 业 并 预示                    来表           金管理人管理的 它 金的业 并 构                           对

     金业 表 的保证                金管理人依照恪 职                      诚     信用 谨慎勤勉的原 管理和 用

金               但 保证 金一定盈利 也 保证最 收益 姓

                 金 定期开 的方式 作 即                      金 封 期和开 期相结合的方式 作 投资者

需在开 期提                  购赎回 请 在封 期将无法按照                         金份额净值进 赎回           金份额

人面临封 期内无法赎回的风险 姓

                 金 发起式 金 在 金募 时 发起资金参 认购                                     金的金额          令代代代万元

认购的 金份额                  期限                     发起资金提供方认购的 金份额                      期限满

发起资金提供方将 据自身情况 定是否继续                                         届时 发起资金提供方           能赎回认购

的          金份额 另            金合       生效之 起                    的对           若 金资 净值              亿元的

     金合 自                   投资者将面临 金合                    能         的 确定性风险 姓

                 金     一投资者           的   金份额或者构             一             人的多个投资者       的       金份额

     达到或者超过拨代还                    金   向个人投资者销售                   在因 一机构投资者大额赎回而导

     的 金份额净值波                引发合              等风险 姓

                 金      更新招募说明书仅 据该代令9 9                     令 生效的 信息披露 法                   金合

     托管             的修       更新 招募说明书 前言 释义                              金份额的 购 赎回              金的收

益          配        金的                       金的信息披露 法律文 摘要等章节内容 并更新 金管

理人 要人员情况                  述内容更新截                 该代令9 令代       令拨     除非另 说明        招募说明书

     载          内容截          该代令9    绩 10                        数据和净值表 数据截                该代令9    详 详令

                 数据                 姓
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工银瑞信瑞祥定期开                 债券型发起式证券投资                 金                                                      更新的招募说明书



                                                                      目 姓 姓 录姓

重要提示........................................................................................................................................... 1

一           言........................................................................................................................................... 1

          释义........................................................................................................................................... 2

             金管理人............................................................................................................................... 6

四           金托管人............................................................................................................................. 15

五        相 服 机构......................................................................................................................... 15

             金的募          ............................................................................................................................. 20

七           金合 的生效..................................................................................................................... 21

             金份额的 购 赎回                       转换 ............................................................................................. 21

九           金的投资............................................................................................................................. 31

十           金的业          ............................................................................................................................. 39

十一             金的            ......................................................................................................................... 40

十               金资            值..................................................................................................................... 41

十               金的 用 税收............................................................................................................. 45

十四             金的收益                配............................................................................................................. 47

十五             金的                        ............................................................................................................. 48

十               金的信息披露................................................................................................................. 48

十七             金的风险揭示................................................................................................................. 55

十               金合 的 更                                 金          的清算 ..................................................................... 58

十九             金合 的内容摘要 ......................................................................................................... 60

     十          金托管              的内容摘要 ................................................................................................. 60

     十一 对 金份额                          人的服         ............................................................................................. 60

     十                      披露            ............................................................................................................. 62

     十          招募说明书                     查阅方式 ......................................................................................... 62

     十四 备查文                 ......................................................................................................................... 63

          一 ............................................................................................................................................ 64

              ............................................................................................................................................ 79




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工银瑞信瑞祥定期开          债券型发起式证券投资             金                                             更新的招募说明书



                                                         一            言姓

            工银瑞信瑞祥定期开 债券型发起式证券投资 金更新招募说明书                                                 简

招募说明书 或              招募说明书         依据 中 人民 和                        证券投资 金法                 简

金法             证券投资 金销售管理 法                               简       销售 法                     开募 证券投资

金     作管理 法                 简               作   法                  开募       证券投资 金信息披露管理 法

(          简           信息披露 法           络             开募 开 式证券投资 金流 性风险管理规定

(          简           流 性风险管理规定               络                    法律法规                 工银瑞信瑞祥定期开

债券型发起式证券投资 金                    金合                   简           金合           编写 姓

            招募说明书阐述了工银瑞信瑞祥定期开 债券型发起式证券投资 金的投资目标 策

略 风险            率等 投资者投资 策                    的全部必要                       投资者在作 投资        策前

阅          招募说明书 姓

            金管理人            招募说明书             在任何虚假 载 误导性陈述或者重大遗漏 并对

真     性 准确性             整性          法律 任 姓

                金 据 招募说明书 载明的资料 请募                                     招募说明书 工银瑞信 金管理

限          解释           金管理人没              托或授         任何         人提供        在    招募说明书中载明的信

息     或对 招募说明书作任何解释或者说明 姓

            招募说明书 据             金的        金合 编写 并 中 证监 注                                  金合 是         定 金

       人之间 利 义 的法律文                           金投资者自依             金合          得 金份额 即                  金份

额          人和 金合 的              人                 金份额的                    身即表明 对 金合 的 认和接

       并按照            金法       金合                          规定               利           义         金投资者欲了解

     金份额         人的 利和义                        查阅 金合                姓

      招募说明书                金 品资料概要的编制 披露 更新等内容 将 晚                                       该代该代     9

令    起执         姓

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工银瑞信瑞祥定期开               债券型发起式证券投资                金                                                              更新的招募说明书



                                                                               释义姓

      在       招募说明书中 除非文意另                               指                     词语或简                     如 含义 姓

      令       金或              金 指工银瑞信瑞祥定期开 债券型发起式证券投资 金姓

      该       金管理人 指工银瑞信                        金管理 限                             姓

      详       金托管人 指 业银 股份 限                                             姓

      4        金合 或                   金合            指 工银瑞信瑞祥定期开                                   债券型发起式证券投资                        金

金合             对 金合 的任何 效修 和补充姓

      拨      托管               指       金管理人              金托管人就                            金签       之 工银瑞信瑞祥定期开 债

券型发起式证券投资 金托管                                        对 托管                             的任何 效修 和补充姓

      绩      招募说明书或                招募说明书            指 工银瑞信瑞祥定期开 债券型发起式证券投资

金招募说明书                       更新姓

      绪        金份额发售                告 指 工银瑞信瑞祥定期开 债券型发起式证券投资 金                                                                   金份

额发售 告 姓

      8 法律法规 指中                                   效并                施的法律                            法规 规范性文                      法解释

       规章                     对 金合                  人                 力的 定                                  通知等姓

      9         金法            指 该代代详      令代     该8             第十届全 人民                          表大 常              员 第五

通过 并              该代令该     令该     该8     第十一届全 人民 表大 常                                              员 第 十                     修

自 该代令详     绩        令     起 施的 并               该代令拨          4姓          该4          第十 届全 人民 表大                          常         员

     第十四                     全 人民 表大 常                           员                     修改积中 人民 和 港口法己等七部法

律的 定 修改的 中 人民 和 证券投资 金法                                                                     颁 机 对                 时做     的修 姓

      令代     销售 法                   指中 证监            该代令详        详          令拨        颁                 绩     令         施的 证券投

资     金销售管理 法                       颁    机 对               时做 的修 姓

      令令     信息披露 法                    指中       证监            该代令9          绪         该绩       颁              9     令           施的

开募 证券投资 金信息披露管理 法                                             颁 机 对                            时做 的修 姓

      令该           作 法               指中 证监             该代令4         绪          绪         颁                 8      8          施的              开募

     证券投资 金 作管理 法                               颁 机 对                           时做 的修 姓

      令详 发起式 金 指符合中                            证监                  规定                         金管理人            金管理人股东                   认

购一定金额并                    一定期限的证券投资 金姓

      令4      流 性风险管理规定                         指中 证监                       该代令绪           8    详令    颁                 令代        令

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工银瑞信瑞祥定期开       债券型发起式证券投资   金                                    更新的招募说明书


施的         开募 开 式证券投资 金流 性风险管理规定                      颁 机 对        时做 的修 姓

      令拨 中 证监        指中 证券监督管理 员 姓

      令绩   银 业监督管理机构 指中 人民银 和/或中 银 保险监督管理 员 姓

      令绪    金合          人 指      金合                 据 金合            利并      义 的法律

体     包括 金管理人          金托管人和 金份额              人姓

      令8    个人投资者 指依据          法律法规规定 投资 证券投资 金的自然人姓

      令9 机构投资者 指依法            投资证券投资 金的 在中 人民 和 境内合法登 并

     续或            府部门批准设立并 续的企业法人                  业法人 社 团体或             姓

      该代 合格境 机构投资者 指符合相 法律法规规定                       投资 在中 境内依法募 的

证券投资 金的中 境 的机构投资者姓

      该令 投资人 投资者 指个人投资者 机构投资者和合格境 机构投资者                          法律法规

或中 证监 允许购买证券投资 金的                      投资人的合 姓

      该该 发起资金 指用 认购发起式 金 资金来源                         金管理人的股东资金      金管理

人固 资金的资金姓

      该详     金份额       人 指依     金合 和招募说明书合法 得 金份额的投资人姓

      该4      金销售业       指 金管理人或销售机构 传                    金 发售 金份额        理 金

份额的 购 赎回 转换 转托管 定期定额投资等业 姓

      该拨 销售机构 指工银瑞信         金管理 限                    符合 销售 法 和中 证监 规定

的                得 金销售业 资格并             金管理人签 了 金销售服                      理 金销

售业 的机构姓

      该绩 登 业         指 金登         管 过户 清算和结算业                  体内容包括投资人 金

     户的建立和管理         金份额登          金销售业 的确认 清算和结算               理发 红利 建

立并保管 金份额             人      和 理非交易过户等姓

      该绪 登 机构 指 理登 业 的机构                       金的登 机构 工银瑞信 金管理          限

或接 工银瑞信 金管理 限                   托              理登 业 的机构姓

      该8      金 户 指登 机构         投资人开立的            录        的    金管理人 管理的 金

份额余额                情况的 户姓

      该9     金交易 户 指销售机构 投资人开立的                     录投资人通过 销售机构 理认购

     购 赎回 转换 转托管 定期定额投资等业 而引起的 金份额                             结余情况的 户姓


                                                      3
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       详代        金合 生效           指 金募 达到法律法规规定                       金合 规定的                     金管理

人向中 证监                 理 金备案手续             并获得中 证监 书面确认的 期姓

       详令        金合               指 金合 规定的 金合                                               金      清算

清算结果 中 证监 备案并                          告的 期姓

       详该        金募 期 指自 金份额发售之 起 发售结                               之         的期间 最长 得超过 详

个 姓

       详详 定期开            指       金采    的在封 期内封                 作 封 期 封                期之间定期开 的

     作模式姓

       详4 封 期                   金的封 期 自 金合 生效之 起 包括 金合 生效之                                         或自

     一开 期结 之                     起 包括               封 期首 的 绩 个 对 的前一                                如 对

       非工作 或没 对 的                 历 期        封 期                对 的 一个工作 的前一

金的首个封 期 自 金合                    生效之 起 包括 金合 生效之                                     金合     生效 的 绩

个     对 的前一                   首个封 期结 之          第一个工作 起                  包括           进入首个开      期

第     个封 期 首个开 期结 之                         起 包括                         封 期首 的 绩 个 对 的前

一                     类             金封 期内       理 购 赎回业                        也           交易姓

       详拨 开 期               金自 个封 期结 之 第一个工作 起进入开 期 期间                                                理

     购 赎回业                     金 个开 期原                 少        拨 个工作            最长 超过 该代 个工作

开     期的 体时间                 金管理人届时 告         准              金管理人最                  开 期前 该       进

     告 如封 期结               或在开    期内发生          抗力或             情形 使 金无法按时开                     购

赎回业             或依据 金合 需暂停 购或赎回业 的 开 期时间                                     延 直 满足开 期的

时间要求               体时间         金管理人届时 告 准姓

       详绩        续期 指 金合 生效                  之间的 定期期限姓

       详绪   工作          指 海证券交易            深圳证券交易 的                 常交易 姓

       详8    切          指销售机构在规定时间 理投资人 购 赎回或                                 业         请的开     姓

       详9    切连次        指自 切    起第 次 个工作 ( 包含 切               络姓

       4代    开            指 投资人 理 金份额 购 赎回或                                 业 的工作 姓

       4令    开 时间 指开                    金接    购 赎回或                  交易的时间段姓

       4该         业 规           指 工银瑞信 金管理                限       证券投资 金注              登 业 规

是规范 金管理人 管理的开 式证券投资 金登 方面的业 规                                                         金管理人和投资


                                                            4
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人           遵 姓

      4详 认购 指在 金募 期内 投资人 据 金合 和招募说明书的规定 请购买 金

份额的          姓

      44        购 指 金合 生效                  投资人 据 金合 和招募说明书的规定 请购买 金

份额的          姓

      4拨 赎回 指 金合 生效                        金份额          人按 金合 和招募说明书规定的             要

求将 金份额兑换                 金的      姓

      4绩       金转换 指 金份额                人按照 金合 和 金管理人届时 效 告规定的

     请将                 金管理人管理的 某一 金的 金份额转换                   金管理人管理的             金

金份额的             姓

      4绪 转托管 指 金份额                     人在      金的        销售机构之间 施的 更            金份额

销售机构的操作姓

      48 定期定额投资                   指投资人通过              销售机构提    请      定 期 购       扣款

金额 扣款方式               销售机构           期 定扣款 在投资人指定银              户内自         扣款

理     金 购 请的一种投资方式姓

      49       巨额赎回 指             金 个开                   金净赎回 请(赎回    请份额总数        金转

换中转           请份额总数 扣除 购               请份额总数          金转换中转入     请份额总数 的余额络

超过 一工作                金总份额的 该代还姓

      拨代     元 指人民 元姓

      拨令      金收益 指 金投资               得债券利息 买 证券            差 银      款利息         的

     合法收入 因 用 金                   带来的         和 用的节 姓

      拨该      金资 总值 指 金拥 的各类                          证券 银      款 息      金 收款

资     的 值总和姓

      拨详      金资 净值 指 金资 总值 去 金负债 的 值姓

      拨4       金份额净值 指 算                 金资 净值除            算     金份额总数姓

      拨拨      金资         值 指 算评               金资 和负债的 值          确定 金资 净值和 金份

额净值的过程姓

      拨绩 流 性 限资               指         法律法规 监管 合 或操作障碍等原因无法 合理 格

               的资        包括但 限 到期 在 令代姓个交易                    的逆回购 银 定期 款 含


                                                             5
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          定                 提前支 的银                     款    停牌股票             流通    限的新股 非 开发 股票 资

支        证券 因发 人债                                无法进 转 或交易的债券等姓

          拨绪 摆 定 机制 指 开                               式 金遭遇大额 购赎回时 通过调整 金份额净值的方

式 将 金调整投资 合的                                  场                     配给             购 赎回的投资者                而 少对

     金份额                  人利益的 利影响 确保投资者的合法                                  益        损害并得到               对 姓

          拨8 指定媒               指中 证监 指定的用 进 信息披露的全 性 刊 指定 联网网站

     包括 金管理人网站                           金托管人网站 中 证监                               金电子披露网站 等媒 姓

          拨9                抗力 指 金合                          人 能预                 能避免               能克服的                 姓

          绩代          金 品资料概要 指 工银瑞信瑞祥定期开 债券型发起式证券投资 金 金

品资料概要                        更新 招募说明书                         金 品资料概要的编制 披露 更新等内容 将

     晚          该代该代     9    令       起执             姓

                                                                              金管理人姓

                 一          金管理人概况姓

                        工银瑞信 金管理 限                          姓

                                  西城 金融大街 拨                            拨        绩层   拨      绩代令       拨     绪层     拨        绪代令

     拨          8层         拨   8代令          拨          9层    拨        9代令姓

                      地址                西城 金融大街 拨                    新盛大厦 致           绩几9 层姓

          邮          编码 令代代代详详姓

          法定 表人 王海璐姓

                 立 期 该代代拨             绩        该令    姓

          批准设立机                中 证监 姓

          批准设立文                中 证监 证监 金 后该代代拨逐9详                            姓

                 营范围           金募                 金销售 资 管理 中 证监 许 的                                        业 姓

                      形式        限 任                姓

          注          资          亿元人民 姓

          联系人 朱碧艳姓

          联系电话 4代代几8令令几9999姓

          股          结构 中 工商银 股份 限                                             注 资 的 8代还 瑞士信 银 股份 限

                        注 资 的 该代还 姓

                                                                               6
工银瑞信瑞祥定期开                    债券型发起式证券投资        金                                                 更新的招募说明书


              续期间                 续 营姓

                            要人员情况姓

         令        董            员姓

         郭特 女士 董 长 博士                              任工银瑞信 金管理               限               总 理 历任中           工商银

     总 商业信 部 资金                                部副处长 中 工商银               总 资 托管部处长 副总 理 姓

         退i外h且刘l姓替刘天i次           生 董         瑞士信 董 总 理                          地 资 管理 管 姓替刘天i次

生负 制定和指导                                资     管理战略 包括销售               品和合作 伴 系                             机构和私

人银 密 合作                          提供资 管理投资解 方案 姓在 该代令令                   8              入瑞士信 之前 姓替刘天i次

     生是 致账i且件败刘账货姓件且责i货且l 的首席执 官 致账i且件败刘账货姓件且责i货且l 是一家                         香港的对              金

培财培             之前               在 读i货刘姓 件且责i货且l 和英       曼    团    任投资           合     理    替刘天i次    生也是

退刘货败财责财li货且次姓 有刘次货质败刘姓 弃且败货次刘败账 的联合创始人 姓 在流 和非流 性另类投资 业拥

超过 该代                的 验 替刘天i次            生 业 美 宾 法                    大学沃 商学                   并获得       济学理学

士学                姓

         王海璐女士 董                         硕士      任工银瑞信 金管理 限                        党 书           总 理 令99绪

绪       开始              在中 工商银                总 管理信息部                      金融 场部工作 该代令代                    9

该代令9            令     任中 工商银 总 金融 场部副总 理                              该代令9              入工银瑞信 金管理 限

              姓

         王一心女士 董                         高      济师 中 工商银 战略管理 投资者 系部高                                          家

职董                历任中 工商银                      融资部          业         部 营业部 副总 理 中 工商银

营业部姓历任副处长 处长 中 工商银 总                                            术改造信 部 理 姓

         王莹女士 董                      高           师 中 工商银 战略管理 投资者 系部高                                       家        职

派        董               该代代4      令令    获得      内           注 内部            师 件刘败货i则i刘北姓I次货刘败次且l姓致质北i货财败络姓

资格证书 历任中 工商银                                   业 部 汇清算处负 人 中 工商银 清算中心 汇清

算处负 人 副处长 中 工商银 稽 监督局 汇业 稽 处副处长 处长 中 工商银

     内部                局境 机构                  处处长 工 悉                内部         师 风险 家 姓

                            生 独立董                  济学博士        海         大学     济学               长     海          大学高等

研究                长 美 德州 致这退 大学 济系 致l则败刘北姓 培凡姓 件h且lk 讲席教授 首批中 部 千人

         入选者                      家特聘 家 首批人文社 科学长                      学者讲 教授                   任 海 人民 府

特聘 策咨询 家 中 留美 济学                                       长 令99令几令99该              该代代绩    被       尔街电


                                                                       7
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中        大 十大最 影响力的                  济学家之一                    要研究领域包括 济理论 激励机制设                                    中

          济等 姓姓

      致l且次姓读姓分欠i货h       生 独立董             法学学士 香港                           士 香港律师                 律师 历任

     香港 限             副董 长 怡富 股 限                                 董 长 香港大学法律 业讲师 恒生指数

          员        员 香港          管理局             金                  托人 香港证监 程序复检 员                                员 香港

     府 济               员 发展局            员 香港联合交易 新                           场发展工作小               席        被            洲金

融          志评                  银 家          姓

      程凤朝 生 独立董                     管理学博士                        湖 大学博士生导师 中 社 科学 研究

生        硕士生导师 中                                 并购融资 员 副 任 员 获湖 大学管理学博士学

          金融科学研究员 高                      师 中 注                       师         中 注 资 评 师 姓

      姓

      该       监         员姓

      郑剑锋 生 监                   金融学科学 硕士 该代代拨                            令该   起 郑剑锋 生任职 中 工商

银        监                            任综合管理处处长 监督                             员和监                     副 任               要负

风险 内               董 高管履职的监督检查工作 该代令4                                   绩    起 郑剑锋 生被任命 中 工

商银 战略管理 投资者 系部 团派驻子                                            董监                   高        家          职派 董              姓

      黄敏女士 监                  金融学学士 黄敏女士                        该代代绩          入 件败刘北i货姓 分质i账账刘姓 诺败财质责姓 (瑞士

信          团络               任全球投资银 战略部                      理副总裁                       投资银 战略部副总裁                      中

          执 首席 营官 资 管理大中                                 首席 营官迟 任资 管理中                              负 人 姓

      洪波女士 监                  硕士 致件件致姓 非执业 员                   该代代拨           该代代8     任 永 明                   师

     高             员 该代代8        该代代9         任民生证券 限 任                          监察稽 总部业                  管 该代代9

绩         入工银瑞信法律合规部                       任内 稽 部总监 姓

            莹女士 监              硕士 该代代代                  该代代9     任职 中 人民大学 历任副科长 科长

校团 副书               该代代9       该代令令        就职                     教工             任 部处副调研员 该代令令                       入

工银瑞信战略发展部                   任人力资源部总监 姓

章琼女士 监                   硕士 该代代令            该代代详      任职 富 证券                      部 该代代详            该代代拨        任职

     银河 金             任注 登              员 该代代拨               入工银瑞信 作部                      任中央交易           总监 姓

      详       高 管理人员姓

      王海璐女士 总 理 简历                                  姓


                                                                        8
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       朱碧艳女士 硕士                         注        内部           师               任工银瑞信 金管理                                            限             党          员

督察长             任工银瑞信投资管理 限                          监                 令99绪              令999               中                融信托投资                      证券

总部 理 该代代代 该代代拨             中            融资 管理                        投资银 部 证券业 部高 副 理 该代代拨

        入工银瑞信 金管理 限                              姓

       杜海涛 生 硕士                   任工银瑞信 金管理 限                                              副总 理                              任工银瑞信资 管理

                   限         董      令99绪        绪          该代代该             9              任职 长城证券 限 任                                                       历任

职员 债券 金融工程 研究员 该代代该                                  令代                     该代代详          拨                 任职                    盈 金管理 限

            历任研究员              金 理 理 该代代详                   绩                   该代代绩            详               任职 招商 金管理 限

            历任研究员              金 理 该代代绩                 入工银瑞信                            金管理 限                                    姓

       赵紫英女士 博士                  任工银瑞信 金管理 限                                                党               员 副总 理                               任工银瑞

信      金管理 限                  首席信息官 工银瑞信投资管理                                           限             董                令989姓              8姓             令99详姓

     拨姓       任职 中 工商银                 海淀支                                        业               令99详              绩姓               该代代该姓       4姓            任

职      中 工商银                                        业 部 历任综合科科长                                                  业 部副总                          理 该代代该

拨          该代代拨     绩         任职 中 工商银 牡                                    中心             历任 场营销部副总 理 清算部

副总 理 该代代拨                   入工银瑞信 金管理 限                                           姓

       郝炜 生 硕士                   任工银瑞信 金管理 限                                             党              员 副总 理                                 任工银瑞信

资      管理                   限       董           工银瑞信投资管理                                  限              董                该代代令          4              该代代拨

绩          任职 中 工商银 资 托管部 该代代拨                                            入工银瑞信 金管理 限                                                          姓

       4               金 金 理姓

       李娜女士 令令               证券 业 验                   在中 工商银 总                                           任交易员 该代令绩                                  入工银

瑞信           任固定收益部 金                 理 该代令绪         令           该4                    该代令8           详          该代                  任工银瑞信恒

丰纯债债券型证券投资 金                        金 理 该代令绪                   令            该4                   该代令8              拨          详               任工银瑞

信恒泰纯债债券型证券投资                       金 金 理 该代令绪                             4           令4                                   任工银瑞信瑞丰纯债

半      定期开 债券型证券投资 金 自 该代令8                                      绩            令         起                 更 工银瑞信瑞丰定期开

纯债债券型发起式证券投资                       金         金 理 该代令绪                            拨        该绪                                   任工银瑞信纯债定

期开 债券型证券投资 金                         金 理 该代令绪                   拨           该绪                                 任工银瑞信目标收益一

定期开 债券型投资 金 金 理 该代令绪                                        绩            8                该代令9             拨              该详                任工银瑞信

瑞利           封 式债券型证券投资 金 金 理 该代令绪                                                     绩           该绪                                任工银瑞信丰

        定期开 债券型证券投资 金 金 理 该代令8                                                      绩         绪                 该代令9             8        令4                   任


                                                                           9
工银瑞信瑞祥定期开                        债券型发起式证券投资                               金                                                           更新的招募说明书


工银瑞信瑞 定期开 债券型发起式证券投资 金 金 理 该代令8                                                                                        绩         令令                           任

工银瑞信瑞祥定期开 债券型发起式证券投资 金 金 理 该代令8                                                                                       令令         绪                           任

工银瑞信瑞福纯债债券型证券投资 金 金 理 姓

          历任 金 理 姓

          谷衡 生 该代令8                            绩     令拨                 该代令9           8     令4         管理              金 姓

          拨    投资 策 员                                员姓

          王海璐女士 简历                                        姓

          杜海涛 生 投资 策 员                                                   任 简历                        姓

               炳珅 生 令拨                      证券 业                     验              任中信建投证券                     限        研究员 该代代绪                             入工

银瑞信                 任 益投资总监 该代令该                                      该        令4                          任工银瑞信添颐债券型证券投资

金         金 理 该代令详                       令         令8                                任工银瑞信 利债券型证券投资 金 金 理

该代令详        令       该8                该代令4         令该            拨               任工银瑞信 绩代                   理 债券型 金 金                               理 该代令4

     令         该代             该代令8         8          该8                        任工银瑞信红利混合型证券投资 金 金                                                   理 该代令4

     令         该代             该代令绪        拨         该绪                       任工银瑞信 心                      值混合型证券投资 金                               金 理

该代令4         令代       该详                            任工银瑞信研究精选股票型证券投资 金 金 理 该代令4                                                                             令令

     令8               该代令8          8        该8                    任工银 疗保健 业股票型 金 金 理 该代令拨                                                               该        令绩

            该代令绪      令该           该该                   任工银战略转型 题股票                                     金 金 理 该代令绪                       4           令该

该代令8         令该       该8                   任工银瑞信中 制造 该代该拨 股票型证券投资 金 金 理 姓

          欧          凯 生 令绪                 证券 业                     验              任中海 金管理                      限             金 理 该代令代                            入

工银瑞信                   任固定收益投资总监 该代令代                                             8     令绩                        任工银瑞信 利债券型证券

投资 金 金 理 该代令令                                          令该        该绪              该代令绪      4         该令           任工银保 混合                          金 金

理         该代令详      该        绪                该代令绪          该         绩          任工银保               该        混合型发起式 金(自 该代令绩                                 该

     令9         起 更 工银瑞信                                        精选混合型证券投资                            金络 金 理                该代令详          绩           该绩

该代令8          该      该绪                   任工银瑞信保                            详    混合型 金 金 理迟姓 该代令详                                绪          4               该代令8

     该         该详                任工银信用纯债                                     定期开             金 金 理 该代令4                          9          令9          起

     任工银新 富灵活配置混合型 金 金 理 该代令拨                                                                          拨    该绩      起        该代令8           绩         拨

     任工银丰盈回 灵活配置混合型 金 金 理 姓

          黄          乐 生             令绩         证券 业                     验                在    相投资                      限               任研究员                        信证

券         济研究                 任资深 析师                               信证券资 管理总部                              任投资 理 研究员                               该代令代


                                                                                                  10
工银瑞信瑞祥定期开                 债券型发起式证券投资                                  金                                                    更新的招募说明书


入工银瑞信                任 益投资总监 该代令令                                           令令           该详                     任工银瑞信 题策略混合型

证券投资 金 金 理 该代令详                                          9        该详                 该代令9            该    令详        任工银瑞信精选 衡

金        金 理 该代令4                  令代          该该               该代令绪             令代           9             任工银高端制造 业股票型 金

     金 理 该代令拨                4            该8             该代令8              详           该                 任工银新材料新能源 业股票型 金

     金 理 该代令绩                令           该9             该代令8              令令              详代               任工银瑞信 家战略 题股票型

金        金 理 该代令绪                 4        该令                  该代令9           令           该4                任工银瑞信 联网 股票型证券投

资        金 金 理 该代令8                        详          该8                               任工银瑞信中小盘 长混合型证券投资 金

金        理 该代令8       绩           拨                          任工银瑞信高端制造                                    业股票型证券投资 金              金 理 姓

       李剑峰 生迟令绩                       证券 业                验              任中央 债登 结算 限 任                                      业         理 高

副        理 该代代8               入工银瑞信                             任固定收益研究员                                  任固定收益投资总监                     金投

资中心总 理 姓

       郝康           生 该令            证券            业 验                             在澳大利 首源投资管理                               任 金 理 在

联和 通投资                     管理                      任执 董                           在工银瑞信 任                           业 总监 在工银瑞信资

管理                     限                     任副总 理 该代令绩                                      入工银瑞信 金管理 限                               任 益投

资总监                任工银瑞信                               副总 理 该代令绩                                   令该     详代               任工银瑞信沪港深

股票型证券投资 金 金 理 该代令绪                                                    令令          9                         任工银瑞信沪港深精选灵活配置

混合型证券投资 金 金 理 该代令8                                                     拨         令代                         任工银瑞信新 济灵活配置混合

型证券投资 金 Q号II                                    金 理 该代令8                            令该          该拨                   任工银瑞信红利                灵活

配置混合型证券投资 金 金 理 姓

       石               生 硕士                        任工银瑞信 金管理 限                                               投资总监 令99代            令99拨            任

职        荷 银                                        任 理 令99拨                                     该代代该          任职          大和投资信托 香港

     限                 任资深投资 理 该代代详                                            该代代4                 任职            湾英 保诚投资信托

任投资总监 该代代4                            该代代绩              任职                   湾汇丰中 投资信托                                  任投资管理部副总

裁 该代代绩              该代代8                任职                联               金管理 限                                    任副总 理 投资总监 该代代8

           该代令详       任职                  湾             投资信托                                       任副总 理 投资总监 该代令4                           该代令绩

      任职             湾中 人寿保险                           限                        任全球 益 场负 人 该代令绪                              该代令8      绩

任职 尤梅投资                                    任            董 总 理 姓

       朱碧艳女士 简历                                    姓

       章             生 令该            证券            业 验               复 大学理论物理学                                    业博士 英    剑桥大学管理学


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工银瑞信瑞祥定期开               债券型发起式证券投资      金                                              更新的招募说明书


研究生                   在 海 狮津泉投资咨询 限                             任数             析师 在        资   管理 限

       任            投资 理 在 泰 金管理 限                               任指数投资 长                  执 总监        该代令4

       入工银瑞信                 任指数投资中心总 理 姓

           述人员之间均               在 亲属 系 姓

                       金管理人的职 姓

    令          依法募 资金              理 金份额的登                      姓

    该           理 金备案手续 姓

    详          对 管理的                金         别管理           别                进    证券投资 姓姓

    4           按照 金合 的 定确定                 金收益 配方案                      时向 金份额           人 配收益 姓

    拨          进     金            算并编制       金                     告 姓

    绩          编制季        告 中期 告和                   告 姓姓

    绪           算并 告 金净值信息                 确定 金份额 购 赎回 格 姓

    8            理         金       管理业 活               的信息披露                      姓姓

    9           按照规定召           金份额         人大        姓

    令代         保      金         管理业 活 的 录                                   表和          相 资料 姓

    令令              金管理人 义              表   金份额           人利益 使               讼 利或者 施         法律         姓姓

    令该                 证券监督管理机构规定的                      职          姓

           四          金管理人          姓

    令                金管理人将 据 金合                 的规定 按照招募说明书 明的投资目标 策略 限

制等全 处理                   金的投资 姓

    该                金管理人                      证券法 的                         并建立健全内部 制制          采       效

措施                          证券法            的发生 姓

    详                金管理人                           金法 的                      并建立健全内部 制制          采       效

措施 保证 金                        用          投资或者活            姓

           令         销证券 姓

           该          规定向 人 款或者提供 保 姓

           详          使 金             无限 任的投资 姓

           4 买                    金份额 但是中 证监 另 规定的除                                   姓

           拨 向 金管理人                     金托管人 资 姓


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工银瑞信瑞祥定期开             债券型发起式证券投资        金                                               更新的招募说明书


           绩         内幕交易 操纵证券交易 格                                         的证券交易活            姓

           绪 法律                  法规和中 证监 规定禁 的                       活          姓

           金管理人 用 金                 买         金管理人              金托管人                股股东              制人或者

           重大利害 系的                发 的证券或者 销期内                     销的证券 或者                      重大 联交

易的             符合          金的投资目标和投资策略 遵循                       金份额            人利益         原       范利

益     突 建立健全内部 批机制和评 机制 按照 场                                         合理 格执            相      交易必

     得到 金托管人 意 按法律法规                           披露 重大 联交易 提交 金管理人董

并     过        之             的独立董 通过              金管理人董                        少 半 对 联交易               进

     查 姓

      法律              法规或监管部门               或 更 述禁 性规定 如 用                                 金           金投

资              相 限制 或              更 的规定 准                  需要         金份额            人大              但 提前

     告 姓

      4           金管理人将             人员管理               职业操           督促和            员工遵      家        法律

法规            业规范 诚 信用            勤勉                                          姓

           令 将 固                   或者 人         混              金               证券投资 姓

           该                地对      管理的              金          姓

           详 利用 金                 或职 之便            金份额           人         的第 人牟 利益 姓

           4 向 金份额                 人 规          收益或者              损失 姓

           拨 侵             挪用 金            姓

           绩   泄露因职 便利获 的                    开信息 利用 信息                        或者明示      暗示 人          相

     的交易活           姓

           绪 玩忽职                  按照规定履 职              姓

           8       它法律法规                        证券监督管理机构禁 的                          姓

      拨        金 理            姓

           令   依照           法律 法规和           金合 的规定                 着谨慎的原              金份额         人谋

利益 姓

           该      利用职 之便 自                    被 理人 被 表人                          人或任何         第 人谋

     利益 姓

           详      泄漏在任职期间知悉的                    证券            金的商业秘密             尚 依法 开的          金投


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工银瑞信瑞祥定期开                债券型发起式证券投资        金                                       更新的招募说明书


资内容               金投资             等信息 姓

           4                任何形式 除 金管理人                   的              或个人进 证券交易 姓

           五          金管理人的内部 制制 姓

      令        内部 制的原 姓

           令        健全性原            内部 制          包括          的各 业          各个部门或机构和各 人员

并涵盖到 策 执                          监督      馈等各个 节 姓

           该         效性原             通过科学的内 手段和方法 建立合理的内 程序 维 内                               制

的     效执            姓

           详        独立性原              金管理人各机构 部门和岗 职                         保 相对独立           金管理

人     金资            自 资                    资 的 作                 离 姓

           4 相 制 原                          金管理人内部部门和岗 的设置                         明 相 制衡 姓

           拨               效益原             金管理人 用科学            的 营管理方法降             作        提高 济

效益             合理的 制                达到最佳的内部 制效果 姓

      该        内部 制的 要内容姓

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      董               设          治理 风险           制 员            负 对          治理结构进 定期的评           检验

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的重要 策 执                      员       设投资 策 员 和风险管理 员                         就 金投资和风险 制等

发表 业意                   建          投资    策 员 是 金的最高投资 策机构 姓

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理性进               查 发 重大风险                    时向        董         和中 证监       告 姓

           该 风险评 姓

      且        董           属的         治理 风险 制 员 和督察长对                          内 部风险进 评             姓

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线 姓

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           拨 内部监 姓

      内部监                 治理 风险         制 员          督察长 风险管理 员 和内 稽 部等部门

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      详    内部风险 制原 姓

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和业             节 风险 制 任             落 到 一业 部门和业 岗                         员工对自      岗 职 范

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      (该络姓独立性原            资 托管部设立独立的稽 监察处                        处 保 高 的独立性和 威

性        负 对托管业 风险 制工作进 指导和监督 姓

      (详络姓相 制 原               各处 在内部          结构的设             要形 一种相 制 的机制 建立

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     整          发点 托管业           营管理必 按照 内                      的原     在新设机构或新增业 时

做到 期              相 制 建设 姓

      (8络姓 任追究原               各业      节都       明确的 任人 并按规定对                   制 的直接 任

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      (     络内部 制制         措施姓

      令    制     建设 建立了明确的岗             职         科学的业 流程                  的操作手           格的人

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      该    建立健全的         管理结构       前             离            部门    岗 相 牵制 姓

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或没 对 的 历 期                              封 期             对 的 一个工作 的前一                              金的首个封

期         自 金合 生效之 起 包括 金合 生效之                                             金合 生效 的 绩 个 对 的前

一               首个封 期结 之                   第一个工作 起 包括                      进入首个开 期 第 个封 期

                                                                       20
工银瑞信瑞祥定期开               债券型发起式证券投资        金                                         更新的招募说明书


     首个开 期结 之                      起 包括                        封 期首 的 绩 个 对 的前一

类                  金封 期内            理 购 赎回业                   也         交易 姓

                金自 个封 期结 之                    第一个工作 起进入开             期 期间            理 购 赎回业

                金 个开 期原                    少     拨 个工作             最长 超过 该代 个工作        开    期的 体

时间            金管理人届时 告            准              金管理人最              开 期前 该      进      告 姓

      如封          期结          或在开    期内发生              抗力或          情形    使    金无法按时开            购

赎回业              或依据 金合 需暂停 购或赎回业 的 开 期时间                                  延 直 满足开 期的

时间要求                 体时间       金管理人届时 告 准 姓

              五          金份额发售面值姓

                   金 金份额发售面值 人民                   令凡代代 元 姓

                                                 七          金合 的生效姓

          (一络 金合 生效姓

                金 金合             2018     6        11     起 式生效 姓

          (    络 金 续期内的 金份额                       人数 和资金数额姓

              金合 生效满 详             的对              若 金资 净值               该 亿元     金合

     得通过召开 金                  人大   的方式延续             若届时的法律法规或中           证监 规定发生

     述         规定被              更改或补充时                   金         参照届时 效的法律法规或中 证监

规定执              姓

              金合 生效满 详            继续     续的         续 该代 个工作              金份额         人数         满 该代代

人或者 金资 净值                       拨迟代代代 万元情形的            金管理人         在定期 告中           披露          续

绩代 个工作                 前述情形的           金管理人              向中 证监 说明原因并               解    方案 如

转换 作方式                          金合并或者               金合 等 并召开 金份额                     人大 进 表            姓

      法律法规或监管部门另 规定时                                 规定 姓

                                                 金份额的 购 赎回 转换姓

              一          购和赎回场 姓

                   金的     购    赎回将通过销售机构进                       体的销售网点将         金管理人在招募说

明书或              相       告中 明         金管理人              据情况       更或增 销售机构 并在 金管理人

网站 示                  金投资者      在销售机构 理 金销售业                     的营业场 或按销售机构提供的


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工银瑞信瑞祥定期开          债券型发起式证券投资             金                                            更新的招募说明书


     方式 理 金份额的 购                     赎回 姓

                     购和赎回的开                   时间姓

       令    开           开 时间姓

              金     理     金份额的           购和赎回的开                  开    期内的      个工作                体    理时间

      海证券交易            深圳证券交易 的 常交易 的交易时间 但 金管理人 据法律法规

中    证监 的要求或 金合                     的规定 告暂停 购 赎回时除                         封 期内                    金          理

     购 赎回业            也             交易 姓

            金合     生效          若          新的证券交易            场    证券交易        交易时间      更或            特殊情

况          金管理人将视情况对前述开                         开        时间进      相   的调整       但    在        施     前依照

     信息披露 法 的                 规定在指定媒                   告 姓

       该      购 赎回开始                   业      理时间姓

              金在开        期内        理     购   赎回业             除法律法规或          金合    另         定         自首个

封    期结        之 第一个工作              起 包括                         金进入首个开 期 开始 理 购和赎

回等业                   金 个封 期结 之 第一个工作 起 包括                                         进入 一个开 期 开

     期的 体时间               金管理人届时 告 准                           金管理人最              开 期前 该              进

告 姓

            金管理人        得在        金合        定之     的        期或者时间       理     金份额的         购        赎回或者

转换 在开 期内 投资人在 金合                               定之 的 期和时间提                       购 赎回或转换 请

登    机构确认接 的                     金份额 购 赎回或转换                      格    开 期内 一开                        金份额

     购 赎回或转换的 格 但若投资人在开 期最 一 业                                             理时间结 之             提          购

赎回或者转换 请的 视 无效 请 开 期                                          开    期 理 购 赎回业 的 体

招募说明书               金管理人届时发 的相                      告 姓

                     购 赎回的原 姓

      令            知      原          即 购       赎回 格                 请     收          算的 金份额净值                    准

进          算 姓

      该      金额 购 份额赎回 原                          即 购 金额 请                赎回 份额 请 姓

      详            的 购 赎回 请                   在 金管理人规定的时间 内撤销 姓

      4      赎回遵循          进              原     即按照投资人认购                  购的              序进        序赎回 姓

      拨       发生大额 购或赎回情形时                        金管理人             采用摆 定 机制                    确保        金


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工银瑞信瑞祥定期开           债券型发起式证券投资    金                                       更新的招募说明书


值的              性 姓

            金管理人 在法律法规允许的情况                   对 述原 进 调整                金管理人必     在新规

     开始 施前依照 信息披露 法 的                         规定在指定媒             告 姓

       投资者 理 购 赎回等业                 时 提交的文 和 理手续                  理时间 处理规         等在遵

           金合 和招募说明书规定的前提                    各销售机构的 体规定 准 姓

            四        购 赎回的程序姓

       令          购和赎回的 请方式姓

       投资人必             据销售机构规定的程序 在开               的 体业         理时间内提          购或赎回

的         请 姓

       该          购和赎回的款 支付姓

       投资人 购 金份额时 必                 全额交付 购款            投资人交付 购款                购   立 登

     机构确认 金份额时                 购生效 姓

            金份额          人递交赎回 请 赎回 立 登 机构确认赎回时 赎回生效                              金份额

           人赎回 请                   金管理人将在 切      绪    (包括     络内支付赎回款         遇证券交易

     或交易 场数据传输延                通 系统故障 银 数据交换系统故障或 它非 金管理人

     金托管人 能 制的因素影响业 处理流程时 赎回款                             延      一个工作              在发

生巨额赎回或 金合 载明的                     暂停赎回或延缓支付赎回款 的情形时 款 的支付 法

参照 金合                     款处理 姓

       详          购和赎回 请的确认姓

             金管理人         交易时间结      前    理     效    购和赎回   请的       作        购或赎回     请

     (切     络 在 常情况                 金登 机构在 切连令        内对 交易的 效性进 确认 切                提

交的         效 请 投资人 在 切连该                (包括         络 时到销售网点柜         或 销售机构规定的

           方式查询 请的确认情况 若 购                      或无效          购款       金       给投资人 姓

            金销售机构对 购 赎回             请的 理并            表 请一定           而仅 表销售机构确

接收到 请                 购 赎回的确认 登 机构的确认结果 准 对                       请的确认情况 投资者

           时查询 姓

       在法律法规允许的范围内                  金登 机构            据相    业 规          对 述业        理时间

进         调整           金管理人将     开始 施前按照            规定        告 姓

            五        购 赎回的数 限制姓


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工银瑞信瑞祥定期开           债券型发起式证券投资            金                                     更新的招募说明书


      令        购时 投资者通过销售机构网点 笔 购                              金的最 金额        令代 元人民           含

购              通过        金管理人电子自 交易系统 购                        个 金 户       笔 购最             金额        令代

元人民           含 购              通过      金管理人直销中心 购 首 最                       购金额          令代代 万元人

民         含     购               在直销中心          认/ 购            旗        金   录的投资者            首        购最

     金额的限制          笔 购最           金额        令代 元人民       含    购             操作中               各销售机

构的 体规定 准 姓

      投资人将 期 配的 金收益 投资时                                   最       购金额的限制 姓

      该          赎回 金份额 得                   令代 份         金份额      人赎回时或赎回 在销售机构网点

保留的 金份额余额 足 令代 份的 在赎回时需一 全部赎回                                        操作中            各销售机构

的     体规定 准 姓

      通过            金管理人电子自 交易系统赎回                            赎回份额 得          令代 份          金份额

     人赎回时或赎回 在 金管理人电子自 交易系统保留的 金份额余额 足 令代 份的 在

赎回时需一 全部赎回 姓

      如遇巨额赎回等情况发生而导 延期赎回时 赎回 理和款 支付的 法将参照                                                 金合

           巨额赎回或 续巨额赎回的 款处理 姓

      3          接     购 请对               金份额               人利益构 潜在重大        利影响时             金管理人

       采 设定 一投资者 购金额 限或 金                                 净     购 例 限 拒 大额                购 暂停

金     购等措施               保            金份额                人的合法    益        体请参 相           告

      4          金管理人 在法律法规允许的情况                         调整 述规定 购金额和赎回份额的数

限制            金管理人必 在调整 施前依照                        信息披露    法 的        规定在指定媒                  告 姓

                      购和赎回的 格               用         用途姓

      令        购 姓

                金对 购设置 差 率 投资者在一 之内如 多笔 购                                   用 率按 笔 别

算 姓

                金的 购 率如 表 示 姓

                 用种类姓                                 情形姓                                       率姓
                                                       M 100 万                                    0.4%姓
                                             100 万          M 300 万姓                            0.3%姓
                 购 率姓
                                             300 万          M 500 万姓                            0.2%姓
                                                       M 500 万姓                        按笔收        1,000 元/笔姓

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工银瑞信瑞祥定期开            债券型发起式证券投资        金                                           更新的招募说明书


       注   M           购金额

            金的        购   用     购人           要用        金的   场     广   销售    注   登     等各      用          入

  金             姓

       该    赎回 姓

       赎回 用 赎回 金份额的                      金份额        人          在 金份额               人赎回 金份额时收

                 金收 的赎回 将全额 入 金                             体     率如        姓

            用种类姓                                  情形姓                                             率姓
                                  在    一个开 期内 购 又赎回的份额
                                                                                                      1.50%
                                               续   期 7
                                  在    一个开 期内 购 又赎回的份额
        赎回 率姓                                                                                     1.00%
                                               续   期 7
                                  认购或在某一开 期 购并在 一个
                                                                                                        0%
                                        之 的开 期赎回的份额
       详         金管理人             在 金合        定的范围内调整 率或收 方式 并最                                新的

率或收 方式 施 前依照                       信息披露 法 的                 规定在指定媒               告 姓

       4          金管理人             在         法律法规规定         金合            定的情形        据 场情况制定

  金促销                 定期或 定期地开展 金促销活                    在 金促销活             期间 在         影响

金份额                人利益的前提          按相 监管部门要求履             必要手续                金管理人                调

       金 购 率 姓

            七          购份额 赎回金额的 算方式姓

       令        购份额的 算方式             购的 效份额 按                 确认的 购金额在扣除 购 用

       请               金份额净值          准 算 各 算结果均按照四舍五入方法 保留小数点

       误差 生的损失                   金                 生的收益           金                姓

                 金的 购金额包括 购               用和净 购金额             中 姓

                 购 用            例 率时         购份额的 算方法如               姓

       净        购金额称 购金额/ 令               购 率 姓

            购 用姓称 购金额几净 购金额姓

            购份额称净 购金额/切                  金份额净值姓

                 购 用 固定金额时                 购份额的 算方法如               姓

            购 用 固定金额姓

       净        购金额称 购金额             购    用姓

            购份额总额 净 购金额/姓切                     金份额净值姓
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工银瑞信瑞祥定期开               债券型发起式证券投资       金                                                 更新的招募说明书


       例 令 某投资者在开 期内投资 拨代 万元 购                                 金的 金份额 假设 购                             金份

额净值         令凡代拨代代 元         得到的 购份额                  姓

       净     购金额 拨代代迟代代代/ 令 代凡4还               498迟代代绪凡9绪 元姓

            购 用 拨代代迟代代代 498迟代代绪凡9绪 令99该凡代详 元姓

            购份额 498迟代代绪凡9绪/令凡代拨代代 4绪4迟该9详凡详代 份姓

       即 投资人投资 拨代 万元 购                      金的 金份额 假设                   购            金份额净值        令凡代拨代代

元               得到 4绪4迟该9详凡详代 份 金份额 姓

       例 该 某投资者在开 期内投资 拨代代 万元 购                               金的        金份额 假设 购                      金份

额净值         令凡代拨代代 元         得到的 购份额                  姓

       净     购金额 拨迟代代代迟代代代几令迟代代代 4迟999迟代代代 元姓

            购 用 令迟代代代 元姓

            购份额 4迟999迟代代代/令凡代拨代代       4迟绪绩代迟9拨该凡详8 份姓

       即 投资人投资 拨代代 万元 购                      金的 金份额 假设 购                            金份额净值        令凡代拨代代

元               得到 4迟绪绩代迟9拨该凡详8 份 金份额 姓

       该    赎回金额的 算方式 赎回金额 按                                 确认的 效赎回份额乘                       请         金份

额净值的金额 净赎回金额                    赎回金额扣除赎回 用的金额 各 算结果均按照四舍五入方

法 保留小数点                            误差 生的损失                     金                  生的收益              金              姓

              金的净赎回金额 赎回金额扣 赎回 用                                   中 姓

       赎回金额 赎回份数贸切姓                    金份额净值姓

       赎回 用 赎回金额贸赎回                     率姓

       净赎回金额称赎回金额 赎回                    用姓

       例 详 某投资者赎回                  金 令代代代 万份 金份额                     时间超过 令 个封 期 对                   的赎

回     率      代还 假设赎回                金份额净值是 令凡该拨代代姓元                       得到的赎回金额             姓

       赎回金额 令代迟代代代迟代代代贸令凡该拨代代称令该迟拨代代迟代代代凡代代 元姓

       赎回 用 令该迟拨代代迟代代代凡代代贸代还称代姓元姓

       净赎回金额 令该迟拨代代迟代代代凡代代几代称令该迟拨代代迟代代代凡代代 元姓

       即 投资者赎回                  金 令代代代姓万份 金份额                  时间超过 令 个封 期 假设赎回

     金份额净值是 令凡该拨代代 元                   得到的赎回金额                令该迟拨代代迟代代代凡代代 元 姓

       详       金份额净值 算姓


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工银瑞信瑞祥定期开                  债券型发起式证券投资       金                                           更新的招募说明书


                金份额净值的           算     式     算        金资       净值除          算    登    在        金份额余额

得的                  金份额的 值 姓

         切姓         金份额净值 切姓              金资 净值/切姓 登 在                   金份额余额 姓

                金份额净值               元        算结果保留在小数点 四                  小数点 第五 四舍五入

         生的误差在 金                   中     支 姓

                金合 生效             在封 期内           金管理人              少      周 告一            金资 净值和 金

份额净值 在开 期内 切                         的 金份额净值和 金份额累 净值在                              收       算 并在

切连令           告 遇特殊情况                 中 证监           意                  延        算或 告 姓

                      拒 或暂停 购的情形姓

         在开 期内 金管理人 接                       个人投资者的 购 请 发生                         情况时       金管理人

拒       或暂停接 投资人的 购 请 姓

         令      因          抗力导         金无法      常 作或因            抗力导            金管理人无法接 投资者的

     购 请 姓

         该      发生 金合 规定的暂停                   金资         值情况 姓

         详      证券交易 交易时间非 常停                       导         金管理人无法 算                  金资 净值 姓

         4       接 某笔或某                购 请       能 影响或损害                 金份额          人利益时 姓

         拨           金资     规模过大 使 金管理人无法                     到合 的投资品种 或                    能对     金业

         生负面影响                  而损害          金份额           人利益的情形 姓

         绩           金管理人          金托管人          金销售机构或登 机构的 术故障等 常情况发生导

         金销售系统或 金登                           系统无法 常               的 姓

         绪      某笔或某             购 请超过         金管理人设定的             净     购 例 限              一投资者

或       笔 购金额 限的 姓

         8            前一     值       金资 净值 拨代还             的资          无     参考的活跃        场 格 采用

值       术 导               允 值 在重大 确定性时                            金托管人 商确认                   金管理人

暂停接                金投资人的 购             请 姓

         9       法律法规规定或中 证监                  认定的           情形 姓

         发生 述第 令               该 详 拨 绩      8 9       暂停 购情形之一                 金管理人 定暂停           购时

     金管理人                  据        规定在指定媒               刊登暂停       购 告 如果投资人的 购 请被拒

         被拒 的 购款                    金将        给投资人 在暂停            购的情况 除时               金管理人         时


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工银瑞信瑞祥定期开                债券型发起式证券投资      金                                      更新的招募说明书


恢复 购业 的 理                        开    期按暂停 购的期间相                  延 姓

          九 暂停赎回或延缓支付赎回款 的情形姓

     在开 期内发生                     情形时       金管理人 暂停接 投资人的赎回 请或延缓支付赎回

款        姓

     令        因          抗力导       金管理人       能支付赎回款                  因      抗力导         金管理人无

法接            金份额             人的赎回 请 姓

     该        发生 金合 规定的暂停                 金资          值情况 姓

     详        证券交易 交易时间非 常停                      导         金管理人无法 算              金资 净值 姓

     4         接 某笔或某 赎回 请                  能 影响或损害                  金份额        人利益的情形时 姓

     拨             前一     值       金资 净值 拨代还            的资          无   参考的活跃       场 格 采用

值     术 导               允 值 在重大 确定性时                           金托管人 商确认                 金管理人

延缓支付赎回款 或暂停接                           金投资人的赎回 请 姓

     绩        法律法规规定或中 证监                认定的            情形 姓

     发生            述情形之一             金管理人     定暂停接           金份额        人的赎回     请或延缓支付

赎回款 时                  金管理人 按规定 中 证监 备案                           确认的赎回 请            金管理人 足

额支付 如暂时 能足额支付                           将 支付部 按 个 户 请                         请总 的 例 配给

赎回 请人                  支付部        延期支付            部 按照赎回 请确认 的 金份额净值                           础

进        算          金份额           人在 请赎回时                  选 将          能 获 理部                撤销 在

暂停赎回的情况 除时                      金管理人           时恢复赎回业 的 理并 告                   开     期按暂停赎

回的期间相                 延 姓

          十 巨额赎回的情形 处理方式姓

     令        巨额赎回的认定姓

     若              金开 期         个开         内的 金份额净赎回 请(赎回 请份额总数                          金转换

中转            请份额总数 扣除              购 请份额总数               金转换中转入 请份额总数             的余额络超

过前一工作                 金总份额的 该代还 即认 是发生了巨额赎回 姓

     该        巨额赎回的处理方式姓

                    金开 期内 个开                     巨额赎回            金类资         足 支付赎回款 时              金

管理人              在充 评            金    合资           能力 投资 例                    金     份额净值波 的

础             慎接          确认赎回        请        保                金份额      人的合法 益             金管理人


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工银瑞信瑞祥定期开              债券型发起式证券投资           金                                     更新的招募说明书


       据 金 时的资                    合状况 定全额赎回或延缓支付赎回款                        姓

           令     全额赎回              金管理人认               能力支付投资人的全部赎回 请时 按 常赎回

程序执            姓

           该     延缓支付              金管理人认 支付投资人的赎回                    请 困难或认 因支付投资人

的赎回 请而进 的                                  能 对 金资 净值造 较大波 时                        金管理人 对

全部赎回 请进 确认 但                             延缓支付赎回款                  按 例 理的赎回份额 得                  前

一         金总份额的 该代还                余赎回 请               延缓支付    但延缓支付的期限 得超过 该代 个工

作         并在指定媒                         告 姓

           详     在开        期内     若 金发生巨额赎回 在 个 金份额                          人超过 金总份额 令代还

       的赎回 请的情形                       金管理人            延期 理赎回 请            中 金管理人对

个     金份额             人的 总份额 令代还的赎回 请和                        份额      人的全部赎回 请进 确认

           理的赎回份额 得                    前一           金总份额的 该代还 即如果全部赎回 请合              高 前

一         金总份额的 该代还时                    全额支付 如果全部赎回 请合 高 前一                        金总份额的

该代还时               按照 例进 支付                   余赎回       请     延缓支付 但延缓支付的期限              得超过

该代 个工作              随          金管理人           对       个 金份额            人的超 前一        金总份额 令代还

部     的赎回 请 施延期 理 姓

      对          能赎回部             如         金份额         人在提交赎回         请时选         赎回

获     理的部 赎回 请将被撤销 如延期                                理期限超过开 期的 开 期相 延长 延长的

开     期内            理 购                接 新的赎回 请 即 金管理人仅 原开 期内因提交赎回

请超过 金总份额姓令代还                     而被延期 理赎回的 个                金份额         人 理赎回业         姓

      详        巨额赎回的 告姓

           发生 述巨额赎回 延缓支付或延期 理时                                  金管理人        通过邮寄 传真或者招

募说明书规定的                   方式在 详 个交易 内通知 金份额                       人 说明        处理方法 并在 该

     内在指定媒               刊登 告 姓

           十一 暂停 购或赎回的                        告和重新开          购或赎回的 告姓

      令        发生 述暂停            购或赎回情况的                金管理人 在规定期限内在指定媒              刊登暂

停     告 姓

      该        如发生暂停的时间             令              金管理人       重新开         在指定媒         刊登        金重

新开             购或赎回 告 并                   最     令 个开          的 金份额净值 姓


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工银瑞信瑞祥定期开         债券型发起式证券投资       金                                      更新的招募说明书


      详    如果发生暂停的时间超过 令              但少     该 周 暂停结           金重新开        购或赎回时

     金管理人 提前 该 个工作            在指定媒 刊登 金重新开                     购或赎回的 告         并在重新

开始 理 购或赎回的开                    告最        令 个工作 的         金份额净值 姓

      4     如果发生暂停的时间超过 该 周 暂停期间                       金管理人         该 周 少重复刊登暂停

     告一        暂停结         金重新开           购或赎回时           金管理人 提前 该 个工作 在指定媒

       续刊登 金重新开               购或赎回的 告 并在重新开                    购或赎回        告最      令 个工

作     的 金份额净值 姓

           十        金转换姓

            金管理人           据相    法律法规                 金合    的规定    定开        金         金管理人

管理的              金之间的转换业                金转换        收 一定的转换            相 规            金管理人

届时 据相 法律法规                   金合 的规定制定并 告                并提前告知       金托管人      相 机构 姓

           十        金的非交易过户姓

           金的非交易过户是指 金登 机构 理继                           捐 和     法 制执 等情形而 生的非

交易过户            登 机构认         符合法律法规的 它非交易过户 无论在 述何种情况                             接

       转的 体必 是依法                             金 金份额的投资人 姓

      继        是指 金份额          人死亡                的 金份额           合法的继 人继         捐     指 金

份额            人将 合法       的     金份额捐 给福利性 的 金 或社 团体                           法     制执 是

指     法机构依据生效 法文书将 金份额                        人        的 金份额 制 转给                自然人 法

人或                   理非交易过户必 提供 金登 机构要求提供的相 资料 对 符合

的非交易过户 请按 金登                 机构的规定          理      金销售机构         按照 规定的标准收             姓

           十四      金的转托管姓

           金份额         人    理                金份额在         销售机构之间的转托管            金销售机构

     按照规定的标准收 转托管                 姓

           十五 定期定额投资            姓

           金管理人            投资人 理定期定额投资                      体规           金管理人另 规定 投

资人在 理定期定额投资                  时 自          定 期扣款金额              期扣款金额必                 金管

理人在相            告或更新的招募说明书中 规定的定期定额投资                        最       购金额 姓

           十        金份额的冻结 解冻和 押姓

           金登 机构只 理 家                  机 依法要求的 金份额的冻结 解冻                           登 机构认


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工银瑞信瑞祥定期开            债券型发起式证券投资         金                                         更新的招募说明书


          符合法律法规的           情况 的冻结 解冻 姓

           金份额被冻结的 被冻结部                     生的 益一并冻结 被冻结部 份额 然参                                 收益

配        法律法规或监管部门另            规定的除              姓

      如相 法律法规允许 金管理人 理 金份额的 押业 或                                                金业             金管理人

将制定和 施相 的业 规                          姓

                                                     九         金的投资姓

           一 投资目标姓

      在        制风险的 础             通过        极投资 追求 金资 的长期稳定增值 姓

                  投资范围姓

                金的投资范围包括 债 央 票据 金融债 地方 府债 企业债                                                  债 短期

融资券 超短期融资券 中期票据                               债          府支       机构债券 证券            短期           债券

     转换债券 含               离交易     转债的纯债部                        交换债券 资         支 证券         银        款

     业           债券回购         法律法规或中 证监 允许                         金投资的        金融工        姓

                金 在             场买入股票              证 也 参 一                 场新股 购和新股增发 姓

                金投资 合资 配置 例 债券资                                 金资 的 例               8代还 但在              开

期前一个              开    期 开 期结               一个 的期间内                 金投资           述 例限制 开 期

内         个交易                  金                金 到期 在一                  内的 府债券的 例合

金资 净值的 拨还               中 金      包括结算备付金                    保证金          收 购款等 在封 期内

          金               例的限制 姓

      法律法规或监管机构                  允许 金投资的                    品种      金管理人在履               程序

     将 纳入投资范围               投资 例遵循届时 效法律法规或相 规定 姓

                  投资策略姓

      令       封 期投资策略姓

           令 利率预期策略 久期管理姓

                金将考察 场利率的                          预期             对 诺号弃 件弃I 弃弃I         汇收支

场流 性               情况等引起利率                的相 因素进 深入的研究                   析             内宏            济

     的        能情        并在     础    判断包括                    策          内和   要发达      家    地        的

策 汇率 策在内的宏                      济 策 向 对 场利率水 和收益率曲线 来的                                            势做

预测和判断 结合债券 场资金 债券的供求结构                                             势 确定债券 合的久期配置 姓

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工银瑞信瑞祥定期开             债券型发起式证券投资      金                                             更新的招募说明书


           预期 场利率水 将 升时 降                           合的久期 预期 场利率将 降时 提高 合的

久期            达到利用 场利率的波 和债券 合久期的调整提高债券 合收益率目的 姓

                金 据对收益率曲线形状                  的预期建立或改                 合期限结构 通过预测收益率曲

线         的方向 然             据收益率曲线形状              的情        析 构建 合的期限结构                   体来看

又             跟踪收益率曲线的骑乘策略和                 收益率曲线              的子        策略       铃策略    梯式策

略 姓

      令       骑乘策略是          收益率曲线          析对债券         合进      时调整             收益率曲线 较 峭

时 即相邻期限利差较大时                        买入期限            收益率曲线 峭处的债券 也即收益率水

相对较高的债券 随着                    期限的延长 债券的剩余期限将 缩短                              时债券的收益率水

将        较投资期初              降 通过债券收益率的 滑来获得资 利得收益 姓

      该       子 策略是使投资 合中债券久期 中                          收益率曲线的一点               用 收益率曲线较

     时         铃策略是使投资 合中债券的久期 中在收益率曲线的 端                                      用 收益率曲线

头        降较中间 降更多的蝶式                 梯式策略是使投资                合中的债券久期均匀 别 收益率

曲线            用 收益率曲线水          移       姓

           该 类属配置策略姓

      类属配置 要包括资 类别选                         各类资 的                 合          对资      合的管理            金

将在利率预期              析      久期配置范围确定的               础      通过情             析和历史预测相结合的方

法         自 而           在债券一        场和            场 银 间 场和交易                         场 银        款 信用

债         府债券等资 类别之间进 类属配置 进而确定                                    最 风险收益特 的资              合 姓

           详 证券选 策略姓

           据发 人                在 业发展                   治理             状况等信息对债券发 人 体进 评

          在         础    进一 结合债券发               体 款            要是债券 保状况 对债券进 评

     据信用债的评              给 相     的信用风险溢                     场 的信用利差进 对                 发掘 备相

对        值的个券 姓

           4 息差策略姓

                金        通过债券回购融入资金 投资 收益率高                          融资          的各类证券      而获得

息差收益                  金进入银 间         业 场进         债券回购的资金余额 超过 金净资 的 4代还 姓

           拨 资 支 证券投资策略姓

      资        支 证券 要包括资 抵押 款支 证券 致B分                                         抵押 款支 证券         退B分


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工银瑞信瑞祥定期开             债券型发起式证券投资            金                                    更新的招募说明书


等证券品种                    金将重点对 场利率 发                        款 支 资       的构             提前偿          率

风险补偿收益和 场流 性等影响资 支 证券 值的因素进                                            析 并辅 采用蒙特 洛

方法等数                 定 模型 评              资 支 证券的相对投资 值并做 相 的投资                     策 姓

      该        开 期投资策略姓

      开          期内         金 保 较高的 合流 性 方便投资人 排投资 在遵                                           金

投资限制            投资      例的前提             将    要投资 高流 性的投资品种                 小 金净值的波                姓

           四 投资限制姓

      令          合限制姓

           金的投资 合 遵循                        限制 姓

           令      债券资              金资 的          例            8代还 但在        开 期前一个        开 期 开

     期结          一个 的期间内                   金投资             述 例限制 姓

           该      开 期内             个交易                    金           金或者到期 在一         内的 府债券投

资        例合                  金资 净值的 拨还                 中 金 包括结算备付金                 保证金           收

购款等 在非开 期                            金                例的限制 姓

           详            金          一家         发    的证券              值 超过     金资 净值的 令代还 姓

           4             金管理人管理的全部 金                       一家       发 的证券        超过 证券的 令代还 姓

           拨            金投资             一原始      益人的各类资 支 证券的 例                  得超过 金资 净

值的 令代还 姓

           绩            金          的全部资 支 证券                       值 得超过 金资 净值的 该代还 姓

           绪            金          的 一(指           一信用 别络资 支 证券的 例                 得超过 资           支

证券规模的 令代还 姓

           8             金管理人管理的全部                  金投资         一原始 益人的各类资       支 证券               得

超过 各类资 支 证券合                            规模的 令代还 姓

           9             金 投资 信用 别评                          BBB       (含 BBB络的资 支 证券             金          资

     支 证券期间 如果 信用等                             降           符合投资标准        在评     告发    之 起详个

     内           全部          姓

           令代           金投资 资 支                 证券和         债的 例          得超过 金资 净值的 详代还 姓

           令令          金投资             转债债券          交换债券的 例           别 超过 金资 净值的 该代还 姓

           令该           金在封            作期间           金总资         得超过    金净资 的 该代代还 在开        期内


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工银瑞信瑞祥定期开              债券型发起式证券投资   金                                             更新的招募说明书


     金总资           得超过 金净资 的 令4代还 姓

           令详        金进入全 银 间           业 场进 债券回购的资金余额 得超过 金资                                   净值

的 4代还              金进入全 银 间 业 场进 债券回购的最长期限                                 令    债券回购到期

     得展期 姓

           令4 在开 期内                 金     投资 流 性 限资 的 值 得超过                                   金资      净值

的 令拨还 因证券 场波                           股票停牌             金规模        等 金管理人之 的因素 使

     金 符合前款 规定 例限制的                     金管理人 得                新增流 性 限资 的投资 在非

开     期             金             例的限制 姓

           令拨        金 私募类证券资管 品 中 证监 认定的                                      体 交易对手开展逆回

购交易的              接         押品的资 要求               金合            定的投资范围保 一                 姓

           令绩 法律法规 中 证监               规定的和             金合          定的          投资限制 姓

      除          述投资限制 该           9      令4         令拨           因证券 场波              证券发 人合并

     金规模           等 金管理人之 的因素 使 金投资                         例 符合 述规定投资                例的        金

管理人               在 令代 个交易 内进 调整 但中 证监 规定的特殊情形或 金合                                       另     定

的除            姓

           金管理人              自 金合 生效之 起 绩 个 内使 金的投资 合                             例符合 金合

的                定 期间            金的投资范围 投资策略                  符合 金合 的 定                    金托管人对

     金的投资的监督 检查自                金合 生效之 起开始 法律法规或监管部门另                              规定的

     规定 姓

      法律法规或监管部门对 述投资限制 投资禁 等作                                  制性调整的                  金        按照

法律法规或监管部门的规定执                    如法律法规或监管部门修改或调整 述投资限制 投资禁

     性规定             等调整或修改属 非 制性的                     金管理人        在履             程序 按照法律

法规或监管部门调整或修改                  的规定执          并 向投资者履 信息披露义                      姓

      该        禁         姓

           维         金份额         人的合法 益            金             得用          投资或者活            姓

           令        销证券 姓

           该          规定向 人 款或者提供 保 姓

           详                   无限 任的投资 姓

           4 买                   金份额 但是中 证监 另 规定的除                         姓姓


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工银瑞信瑞祥定期开         债券型发起式证券投资     金                                               更新的招募说明书


           拨 向         金管理人      金托管人 资 姓

           绩         内幕交易 操纵证券交易 格                             的证券交易活                 姓

           绪 法律           法规      规定和中 证监 规定禁 的                        活        姓

           金管理人 用 金             买       金管理人         金托管人              股股东                    制人或者

           重大利害 系的             发 的证券或者 销期内             销的证券 或者                           重大 联交

易的              符合      金的投资目标和投资策略 遵循                   人利益           原                范利益    突

建立健全内部 批机制和评               机制 按照 场              合理 格执             相 交易必                      得到

金托管人 意 并按法律法规                     披露 重大 联交易 提交 金管理人董                                          并

过         之            的独立董    通过      金管理人董                  少    半    对       联交易           进

查 姓

      法律             法规或监管部门         或 更 述禁 性规定 如 用                                 金              金投

资              相 限制 或          更 的规定 准              需要        金份额           人大                 但 提前

     告 姓

           五 业          较 准姓

                金的业      较 准          中债综合 富 总值 指数收益率 姓

      中债综合 富 总值 指数 中央 债登 结算 限 任                                      编制的 映中 债券 场

总体走势的 表性指数                 指数的      券覆盖          银   间 场和交易                  场          份债券包括

     债 央 票据 金融债 企业债券 短期融资券等                         乎         债券种类                  广泛的 场

表性 能够 映债券 场总体走势 中债综合 富 总值 指数是 债券全                                              算的指数值

考虑了付息 利息 投资因素 即在                       券付息时将利息 投资 入指数之中                                   金管理

人认             业       较 准目前能够忠 地 映                 金的风险收益特               姓

      如果            法律法规发生           或者 更 威的 更能                  场 遍接 的业                    较     准

                 金托管人 商一                金 在 中 证监 备案                      更业           较       准并 时

告 姓

                 风险收益特 姓

                金 债券型 金          长期 均风险和预期收益率                   股票型 混合型 金 高

       场 金 姓

           七         金管理人 表 金         使相        利的处理原         方法姓

      令        利       金资 的 全 增值 姓


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 工银瑞信瑞祥定期开                     债券型发起式证券投资        金                                                  更新的招募说明书


           该       金管理人按照 家                         规定 表 金独立 使相                        利 保            金份额      人的

 利益 姓

           详       通过          联交易 自身                 员 授           理人或任何           在利害 系的第 人牟               任何

           利益 姓

                            金的投资 合 告姓

                投资 合的 告期                    该代令9     令   令    起     详     详令                     数据                 姓

 1.1            告期           金资          合情况

     序 姓                                 目姓                                金额 元 姓                                 金总资 的 例 还 姓
      令姓            益投资姓                                                                                几姓                                  几姓
          姓          中 股票姓姓                                                                             几姓                                  几姓
      该姓            金投资姓                                                                                几姓                                  几姓
      详姓       固定收益投资姓姓                                                绪迟该绪绩迟拨绪该迟拨该详凡代代姓                          9绩凡详详姓
          姓          中 债券姓姓姓                                              绩迟4代详迟4绩绩迟绩该详凡代代姓                            84凡绪8姓
          姓     资        支 证券姓姓姓                                             8绪详迟令代拨迟9代代凡代代姓                            令令凡拨绩姓
      4姓             金属投资姓                                                                              几姓                                  几姓
      拨姓       金融 生品投资姓                                                                              几姓                                  几姓
      绩姓       买入返售金融资 姓姓                                                                          几姓                                  几姓
                   中 买断式回购的买入返售
          姓                                                                                                  几姓                                  几姓
                 金融资 姓姓姓
      绪姓       银           款和结算备付金合 姓姓                                  令拨9迟4详8迟绪绪该凡9绩姓                                该凡令令姓
      8姓                  资 姓姓姓                                                 令令绪迟44绪迟该绪4凡9该姓                                令凡拨拨姓
      9姓        合        姓姓姓姓姓                                            绪迟拨拨详迟4拨8迟拨绪代凡88姓姓姓                        令代代凡代代姓
注               四舍五入的原因金额                         金总资 的 例              之和 合                 能        差   姓姓

 令凡该         告期 按 业 类的股票投资 合姓姓

 令凡该凡令       告期 按 业 类的境内股票投资 合姓姓姓

                  金            告期                境内股票投资 姓

 令凡该凡该       告期 按 业 类的港股通投资股票投资 合姓

           无     姓姓姓

 令凡详         告期 按 允 值                       金资 净值 例大小排序的前十 股票投资明 姓姓

                  金            告期                股票 姓姓姓姓

 令凡4          告期 按债券品种 类的债券投资 合姓姓姓
                                                                                                                               金资 净值 例
     序 姓                              债券品种姓                               允 值 元 姓
                                                                                                                                   % 姓
      令姓            家债券姓                                                                                   几姓                                几姓

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 工银瑞信瑞祥定期开                     债券型发起式证券投资                金                                                           更新的招募说明书


      该姓       央        票据姓                                                                                            几姓                                       几姓
      详姓       金融债券姓                                                                        详拨绩迟88绩迟代代代凡代代姓                                    绪凡代该姓
          姓          中           策性金融债姓                                                    详拨绩迟88绩迟代代代凡代代姓                                    绪凡代该姓
      4姓        企业债券姓                                                                   详迟绩拨拨迟该详拨迟绩该详凡代代姓                               绪令凡9详姓
      拨姓       企业短期融资券姓                                                                  绩拨4迟该绩令迟代代代凡代代姓                               令该凡88姓
      绩姓       中期票据姓                                                                   令迟绩令拨迟代绩8迟代代代凡代代姓                                详令凡绪8姓
      绪姓            转债              交换债 姓                                                                            几姓                                       几姓
      8姓             业           姓                                                                                        几姓                                       几姓
      9姓        地方 府债姓                                                                       令该该迟代令绩迟代代代凡代代姓                                  该凡4代姓
     令代姓              姓                                                                                                  几姓                                       几姓
     令令姓      合 姓                                                                        绩迟4代详迟4绩绩迟绩该详凡代代姓                               令该绩凡代该姓
注              四舍五入的原因 允 值                                   金资 净值的                 例         之和 合                    能     差 姓姓

 令凡拨         告期 按 允 值                        金资 净值 例大小排序的前五 债券投资明 姓
     序                                                                                                                                        金资 净值
                    债券 码姓                债券              姓      数          张 姓                 允 值 元 姓
           姓                                                                                                                                  例 % 姓
     令姓        令拨该代4代姓              令8      盛 代令姓              该迟代代代迟代代代姓        该代代迟令该代迟代代代凡代代姓                详凡94姓
     该姓        令拨拨令9令姓              令9 信债 代令姓                 该迟代代代迟代代代姓        令99迟该8代迟代代代凡代代姓                   详凡9该姓
                                            令8 中铝
     详姓        令代令8代代绪拨代姓                                        令迟4代代迟代代代姓         令44迟该4该迟代代代凡代代姓                   该凡84姓
                                            退切送代代该致姓
                                            令8 首钢
     4姓         令代令8代代绪绪详姓                                        令迟该代代迟代代代姓        令该详迟该令绩迟代代代凡代代姓                该凡4该姓
                                            退切送代代该姓
                                            令8 中节能
     拨姓        令代令8代代绩8代姓                                         令迟代代代迟代代代姓        令代详迟98代迟代代代凡代代姓                  该凡代拨姓
                                            退切送代代令姓
 令凡绩         告期 按 允 值                        金资 净值 例大小排序的前十 资 支 证券投资明 姓姓
     序                                                                                                                                         金资 净
                   证券 码姓                  证券                姓        数         份 姓                  允 值(元络姓
           姓                                                                                                                                 值 例(还络姓
     令姓        令详94绩该姓              绿城 令代         姓                  令迟详该代迟代代代姓 令详该迟448迟8代代凡代代姓                      该凡绩令姓
     该姓        令拨绩令绪详姓               花 代该致姓                        令迟令代代迟代代代姓 令令令迟代令该迟代代代凡代代姓                  该凡令8姓
     详姓        令详9详绩9姓              万科 详详致令姓                          绪代代迟代代代姓       绪代迟拨绩代迟代代代凡代代姓               令凡详9姓
     4姓         令拨绩绩代令姓               局 代令        姓                     绩拨代迟代代代姓       绩拨迟详9代迟代代代凡代代姓                令凡该9姓
     拨姓        令详9代详令姓             联易融 代4姓                             4代代迟代代代姓        4代迟拨令该迟代代代凡代代姓                代凡8代姓
     绩姓        令498绩绪姓               令8 花 令绩致令姓                        4代代迟代代代姓        4代迟详令绩迟代代代凡代代姓                代凡绪9姓
     绪姓        令详9代详详姓             绿城 该           令姓                   详详代迟代代代姓       详详迟详89迟4代代凡代代姓                  代凡绩绩姓
     8姓         令详94令绩姓              链融 代拨致令姓                          该拨代迟代代代姓       该拨迟令代该迟拨代代凡代代姓               代凡49姓
     9姓         令详94令该姓              万科 详绩致令姓                          该详代迟代代代姓       该详迟代98迟9代代凡代代姓                  代凡4拨姓
     令代姓 令详94拨详姓                   链融 代绪致令姓                          该详代迟代代代姓       该详迟代绪8迟该代代凡代代姓                代凡4拨姓
 令凡绪         告期 按 允 值                        金资 净值 例大小排序的前五                                         金属投资明 姓

                   金             告期                       金属 姓姓



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工银瑞信瑞祥定期开              债券型发起式证券投资             金                              更新的招募说明书



令凡8       告期 按 允 值                        金资 净值 例大小排序的前五              证投资明 姓

               金            告期                     证 姓姓

令凡9       告期              金投资的 债期 交易情况说明姓

令凡9凡令      期 债期 投资 策姓

               告期内                 金         用     债期 进 投资 姓

令凡9凡该      告期             金投资的 债期                         和损益明 姓

               金            告期                     债期 投资 也无期间损益 姓

令凡9凡详      期 债期 投资评 姓

               告期内                 金         用     债期 进 投资 姓

令凡令代 投资 合 告 注姓

令凡令代凡令          金投资的前十 证券的发                       体 期 到调查        处罚的情况的说明姓

               金投资的前十 证券的发                            体 期         被监管部门立案调查 或在 告编制

   前一 内 到 开谴                              处罚的情形 姓

令凡令代凡该    金投资的前十 股票超                        金合 规定的备选股票 情况的说明姓

               金投资的前十 股票 超                             金合 规定的备选股票      姓

令凡令代凡详          资 构 姓
    序 姓                                  姓                                       金额 元 姓
        令姓            保证金姓                                                                         令绪4迟绩详令凡拨拨姓
        该姓          收证券清算款姓                                                                                       几姓
        详姓          收股利姓                                                                                             几姓
        4姓           收利息姓                                                                    令令绪迟该绪该迟拨9详凡详绪姓
        拨姓          收 购款姓                                                                                            几姓
        绩姓                 收款姓                                                                                拨代凡代代姓
        绪姓          摊 用姓                                                                                              几姓
        8姓             姓                                                                                                 几姓
        9姓     合 姓                                                                             令令绪迟44绪迟该绪4凡9该姓
令凡令代凡4     告期                的处 转股期的 转换债券明 姓

               金            告期                处     转股期的 转换债券 姓姓

令凡令代凡拨    告期 前十 股票中 在流通 限情况的说明姓

        无 姓

令凡令代凡绩 投资 合 告 注的                          文        述部 姓

        无     姓姓


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 工银瑞信瑞祥定期开             债券型发起式证券投资                    金                                                         更新的招募说明书



                                                            十                金的业 姓

             金管理人                    恪 职             诚 信用 勤勉                          的原 管理和 用 金                                但 保

 证     金一定盈利 也 向投资者保证最 收益                                               金的过 业 并                         表         来表         投资

      风险 投资者在作 投资                         策前                 阅               金的招募说明书 姓

        令           金合 生效                   该代令8    绩      令令             金合 生效                 来 截          该代令9 详     详令        的

 投资业               期 准的 较如 表 示 姓
                                                                      业     较
                                                   净值增长 业     较
                                        净值增长率                       准收益
              阶段姓                               率标准差    准收益                                                   (令络       (详络姓 (该络     (4络姓
                                            令 姓                     率标准差
                                                       该 姓 率 详 姓
                                                                           4 姓

该代令8凡绩凡令令几该代令8凡令该凡详令姓 4凡绩4还姓              代凡代绩还姓        4凡89还姓           代凡代绩还姓    几代凡该拨还姓        代凡代代还姓


 该代令9凡令凡令几该代令9凡详凡详令姓       令凡4拨还姓          代凡代拨还姓        令凡令绩还姓        代凡代拨还姓        代凡该9还姓       代凡代代还姓


自     金合 生效起                      姓 绩凡令绩还姓          代凡代绩还姓        绩凡令令还姓        代凡代绩还姓        代凡代拨还姓      代凡代代还姓

        该    自 金合 生效 来 金累 净值增长率                                                    期业            较 准收益率                 的     较 姓

                                                 该代令8     绩        令令            该代令9      详        详令      姓




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工银瑞信瑞祥定期开        债券型发起式证券投资    金                                  更新的招募说明书




                                                                                                         姓
注 1           金 金合             2018    6     11    生效 截          告期         金 金合 生效

满一

     2        据 金合 规定                金建 期       6个       建 期满          金的投资符合   金合

         投资范围 投资限制的规定 债券资                       金资 的 例            80% 但在      开

期前一个          开    期 开 期结             一个 的期间内        金投资          述 例限制 开 期

内       个交易               金           金 到期 在一             内的 府债券的 例合

金资 净值的 5%             中 金     包括结算备付金              保证金        收 购款等 在封 期内

       金              例的限制 姓

                                           十一         金的       姓

         一       金资 总值姓

         金资 总值是指 金拥 的各类                     证券 银      款 息         金 收款         资

的     值总和 姓

                  金资 净值姓

         金资 净值是指 金资 总值 去 金负债 的 值 姓

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                      金         的 户姓

           金托管人 据相 法律法规 规范性文                                    金开立资金 户 证券 户                   投资

     需的             用 户 开立的 金 用 户                            金管理人           金托管人      金销售机构和

金登 机构自 的                         户                  金            户相独立 姓

           四         金         的保管和处 姓

                 金      独立          金管理人           金托管人和 金销售机构的                     并       金托管人保

管         金管理人             金托管人            金登 机构和 金销售机构                   自 的                 自身的

法律 任               债 人 得对                  金        使请求冻结 扣押或                  利 除依法律法规和

金合             的规定处                   金           得被处        姓

           金管理人             金托管人因依法解散 被依法撤销或者被依法 告破 等原因进 清算

的         金            属        清算                 金管理人管理 作 金                        生的债         得        固

     资          生的债 相 抵销                   金管理人管理 作                 金的 金                  生的债 债

得相 抵销 姓

                                                    十            金资           值姓

           一         值 姓

                 金的      值               金相       的证券交易场         的交易             家法律法规规定需要对

     披露 金净值的非交易                     姓

                      值对象姓

           金 拥 的债券和银                       款 息           收款           它投资等资          负债 姓

                      值方法姓

      令        证券交易            的           证券的 值姓

           令     交易            的         证券               值 在证券交易              牌的         收盘          值

     值 无交易的                最 交易                济 境 发生重大                   或证券发 机构 发生影响证券

     格的重大            的        最 交易 的                   收盘          值 如最 交易                  济 境发生了

重大             或证券发 机构发生影响证券 格的重大                              的       参考类似投资品种的

     重大         因素 调整最 交易                         确定 允 值 姓

           该     交易                   净 交易的债券按 值 第 方                        值机构提供的相 品种的净

进         值 如最 交易                      济 境发生了重大                的          参考类似投资品种的

重大             因素 调整最 交易                        确定 允 值 姓

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工银瑞信瑞祥定期开                 债券型发起式证券投资          金                                         更新的招募说明书


           详        交易                       净 交易的债券按               值 收盘          或第 方 值机构提供的相

品种             的     值全             去债券收盘         或    值全        中    含的债券      收利息得到的净          进

值         值 没 交易的                       最 交易              济 境 发生重大                     按最 交易 债券收盘

     或第        方     值机构提供的相               品种         的        值全      去债券收盘       或    值全    中        含的

债券 收利息得到的净 进                               值 如最 交易                    济 境发生了重大            的        参考类

似投资品种的                              重大         因素 调整最 交易                        确定 允 值 姓

           4         交易                     在活跃     场的非固定收益类                 证券 采用 值 术确定                  允

值 交易                     的资 支 证券 采用 值 术确定                              允 值 在         值 术难         靠

允    值的情况                   按           值 姓

      该        首          开发                的债券       采用 值          术确定 允         值 在 值 术难                  靠

      允 值的情况                        按          值 姓

      详        全 银            间债券 场交易的债券 资 支 证券等固定收益品种                                  第 方           值机

构提供的 格数据 值 姓

      4          一债券 时在 个或 个                              场交易的 按债券 处的 场 别 值 姓

      拨              金投资 业                  按      值 第 方             值机构提供的 值净              值 选定的第

方    值机构 提供 值 格的 按                                     值 姓

      绩              资 按法律法规或监管机构                          规定进         值 姓

      绪         发生大额 购或赎回情形时                              采用摆 定 机制              确保 金 值的                 性 姓

      8         如 确凿证据表明按 述方法进                             值     能          映      允 值的           金管理人

     据 体情况                   金托管人商定            按最能 映 允                值的 格 值 姓

      9         相 法律法规                   监管部门           制规定的             规定      如 新增             按 家最新

规定 值 姓

      如         金管理人或 金托管人发                       金 值                 金合        明的 值方法 程序 相 法

律法规的规定或者 能充 维                               金份额           人利益时           立即通知对方              查明原因

     方 商解                姓

           据          法律法规               金资     净值 算和 金                   算的义            金管理人

金的 金                     任方          金管理人 任 因                    就        金         的         题 如 相 各方

在    等 础 充                      论          无法达 一 的意                     按照 金管理人对 金资 净值的 算

结果对                              姓


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            四       值程序姓

      令         金份额净值是按照 个工作                             金资 净值除                       金份额的余额数

          算 精确到 代凡代代代令 元 小数点 第 拨             四舍五入                家另 规定的           规定      个

工作             算 金资 净值            金份额净值 并按规定                  告 姓

      该         金管理人        个工作 对           金资         值 但 金管理人 据法律法规或 金合

的规定暂停 值时除                     金管理人 个工作 对 金资                          值     将 金份额净值结果发

          金托管人           金托管人复 无误                      金管理人对                  姓

            五       值错误的处理姓

            金管理人和 金托管人将采                 必要            合理的措施确保 金资                  值的准确性

     时性           金份额净值小数点            4       内(含第 4         络发生 值错误时 视              金份额净值

错误 姓

            金合 的          人 按照                定处理 姓

      令         值错误类型姓

                 金 作过程中 如果                   金管理人或 金托管人 或登 机构 或销售机构 或

投资人自身的过错造                值错误 导                       人遭        损失的 过错的 任人             对

     值错误遭 损失              人(       损方 络的直接损失按 述                       值错误处理原         给    赔偿

          赔偿 任 姓

            述 值错误的 要类型包括但 限                      资料             差错 数据传输差错 数据 算差错

系统故障差错             达指 差错等 姓

      该         值错误处理原 姓

            令     值错误 发生 但尚            给       人造 损失时                  值错误 任方        时 调各方

     时进 更          因更       值错误发生的 用                  值错误 任方                          值错误 任方

     时更            生的 值错误 给                 人造 损失的                 值错误 任方对直接损失              赔偿

     任 若 值错误 任方                    极 调 并                   义 的              人 足够的时间进 更 而

     更                         相 赔偿 任              值错误 任方 对更 的情况向                            人进 确

认        确保 值错误 得到更              姓

            该     值错误的      任方对                人的直接损失负                   对间接损失负        并    仅对

     值错误的          直接       人负              对第 方负            姓

            详   因 值错误而获得               得利的        人负             时返          得利的义      但 值错误


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工银瑞信瑞祥定期开                 债券型发起式证券投资     金                                          更新的招募说明书


     任方              对 值错误负          如果         获得         得利的         人 返 或 全部返                    得利

造                       人的利益损失(            损方     络         值错误 任方 赔偿 损方的损失 并在

支付的赔偿金额的范围内对获得                         得利的           人       要求交付           得利的 利 如果获得

       得利的                人       将 部          得利返 给 损方                   损方         将            获得的赔偿

额                     获得的         得利返 的总和超过                     损失的差额部 支付给 值错误 任方 姓

            4           值错误调整采用            恢复 假设 发生 值错误的 确情形的方式 姓

       详         值错误处理程序姓

            值错误被发                       的      人            时进 处理         处理的程序如           姓

            令        查明    值错误发生的原因             明         的      人 并      据 值错误发生的原因确定

     值错误的 任方 姓

            该          据 值错误处理原 或                 人 商的方法对因            值错误造 的损失进 评                  姓

            详          据    值错误处理原 或              人 商的方法               值错误的 任方进 更 和赔偿

损失 姓

            4           据    值错误处理的方法           需要修改          金登 机构交易数据的                   金登   机构

进     更              并就 值错误的更 向                        人进 确认 姓

       4          金份额净值 值错误处理的方法如                        姓

            令         金份额净值 算              错误时         金管理人        立即        纠     通           金托管人

并采 合理的措施                       损失进一 扩大 姓

            该        错误偏差达到 金份额净值的 代凡该拨还时                  金管理人        通         金托管人并 中

     证监 备案 错误偏差达到 金份额净值的 代凡拨还时                               金管理人              告 姓

            详 前述内容如法律法规或监管机 另 规定的                                   规定处理 姓

                       暂停 值的情形姓

       令         金投资               的证券交易 场遇法定节假 或因                     原因暂停营业时 姓

       该        因       抗力 使 金管理人                 金托管人无法准确评             金资          值时 姓

       详             前一    值       金资 净值 拨代还           的资          无    参考的活跃         场 格 采用

值     术 导                 允 值 在重大 确定性时                           金托管人 商确认               金管理人

暂停 金 值 姓

       4         法律法规 中 证监 和                金合 认定的 它情形 姓

            七           金净值的确认姓


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     用         金信息披露的 金资                净值和 金份额净值              金管理人负         算   金托管人

负     进 复             金管理人               个开     交易结            算      的 金资 净值和 金份额

净值并发 给 金托管人                     金托管人对净值 算结果复 确认 发 给 金管理人

金管理人对 金净值                          姓

                特殊情况的处理姓

     令        金管理人或 金托管人按 值方法的第 8                     进         值时       造 的误差 作

金资           值错误处理 姓

     该                  抗力原因 或              证券交易         登 结算         发 的数据错误 或           家

       策 更        场规        更等            金管理人和 金托管人虽然                  采 必要             合理的

措施进 检查 但 能发 错误的                              造 的 金资              值错误      金管理人和 金托管

人免除赔偿 任 但 金管理人和 金托管人                                极采 必要的措施 除或 轻                    造

的影响 姓

                                          十            金的 用 税收姓

          一       金 用的种类

     1          金管理人的管理

     2          金托管人的托管

     3           金合       生效           金相 的信息披露 用

     4           金合       生效           金相 的            师       证         律师      仲裁 和 讼

     5          金份额       人大         用

     6          金的证券交易 用

     7          金的银 汇          用

     8          金的开户 用             户维       用

     9 按照 家               规定和             金合         定       在 金          中 支的            用

                   金 用 提方法                  提标准和支付方式

     1          金管理人的管理

               金的管理 按前一             金资 净值的 0.30%的                  率 提 管理 的 算方法如

     H     E贸0.30%杂               数

     H                   提的 金管理

     E     前一 的 金资 净值

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工银瑞信瑞祥定期开         债券型发起式证券投资      金                                   更新的招募说明书


           金管理               算         累                  按 支付           金管理人向 金托管人发

       金管理           付指              金托管人复                首 起 3 个工作 内          金资 中一

     性支付给 金管理人 若遇法定节假                    休息 或         抗力 使无法按时支付的            延

最         支付 支付

      2         金托管人的托管

                金的托管 按前一             金资 净值的 0.10%的            率 提 托管 的 算方法如

      H     E贸0.10%杂               数

      H                  提的 金托管

      E     前一 的 金资 净值

           金托管               算         累                  按 支付           金管理人向 金托管人发

       金托管           付指              金托管人复                首 起 3 个工作 内          金资 中一

     性支付给 金托管人 若遇法定节假                    休息 或         抗力 使无法按时支付的            延

最         支付 支付

           述“ 一        金 用的种类”中第 3 9                用     据      法规 相          规定    按

用         支 金额 入 期 用                     金托管人       金       中支付

                       入 金 用的 目

                 用      入 金 用

      1         金管理人和 金托管人因 履               或      全履 义      导 的 用支 或 金             的

损失

      2         金管理人和 金托管人处理                金 作无 的           发生的 用

      3          金合          生效前的相       用

      4                据相 法律法规 中 证监 的                 规定 得 入 金 用的 目

           四         金税收

                金 作过程中          的各纳税 体            纳税义 按      家税收法律 法规执

      鉴         金管理人            金的利益投资           用 金      过程中      能因法律法规 税收

策的要求而             纳税义 人 就 属               金的投资收益 投资回 和/或 金              纳税义

因               金 营过程中               述原因发生的增值税等税负                  金               届时

金管理人              金托管人 能通过           金          户直接缴付 或 付        金管理人     户并

金管理人依据税 部门要求                     税款     缴纳


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工银瑞信瑞祥定期开           债券型发起式证券投资           金                                        更新的招募说明书



                                         十四               金的收益               配姓

           一         金利润的构 姓

           金利润指 金利息收入 投资收益                           允 值            收益和        收入扣除相       用 的

余额            金          收益指 金利润 去 允 值                             收益 的余额 姓

                      金 供 配利润姓

            金       供   配利润指截     收益     配        准           金      配利润            配利润中        收益

的孰 数 姓

                      金收益 配原 姓

      令    在符合             金 红        的前提                      金管理人           据      情况进 收益      配

     体 配方案              届时 金管理人发 的 告 若                            金合       生效 满 详 个          进 收

益     配 姓

      该              金收益 配方式         种         金 红              红利 投资        投资者 选          金红利或将

     金红利自 转              金份额进      投资 若投资者 选                               金默认的收益       配方式是

金     红 姓

      详         金收益 配         金份额净值 能                        面值 即 金收益 配 准 的 金份额净

值     去                 金份额收益     配金额             能          面值 姓

      4          一 金份额             等 配           姓

      拨    法律法规或监管机 另 规定的                                规定 姓

           四 收益 配方案姓

           金收益 配方案中 载明截                 收益 配                准 的 供         配利润      金收益 配对象

     配时间           配数额      例      配方式等内容 姓

           五 收益 配方案的确定                  告              施姓

                金收益 配方案            金管理人拟定 并                       金托管人复        依照 信息披露       法

的         规定在指定媒           告 姓

           金红利发           距离收益 配 准                 即 供 配利润                 算截      的时间 得超过 令拨

个工作           姓

                      金收益 配中发生的 用姓

           金收益 配时 发生的银             转 或                  手续 用 投资者自                        投资者的 金

红利小 一定金额                足 支付银 转 或                          手续    用时       金登 机构 将 金份额

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     人的 金红利自 转                   金份额 红利 投资的 算方法 依照 业 规                                              执        姓
                                              十五               金的                         姓

           一         金         策姓

      令        金管理人                金的 金                   任方 姓

      该        金的                         历         的令        令        令该    详令           金首 募 的                      按

如     原        如果         金合            生效少           该姓个                并入 一个                     披露 姓

      详        金 算 人民                                               人民 元                         姓

      4              制 执        家                    制        姓

      拨             金独立建           独立 算 姓

      绩         金管理人         金托管人各自保留 整的                                目         凭证并进         常的         算

按照            规定编制 金                   表 姓

      绪         金托管人                    金管理人就 金的                         算           表编制等进         对并 书面方

式确认 姓

                      金的              姓

      令        金管理人聘请             金管理人                 金托管人相 独立的                      证券      期 相 业 资

格的            师               注               师对           金的                     表进                姓

      该             师         更换          注               师                    得 金管理人 意 姓

      详         金管理人认             充足理          更换             师                  通      金托管人 更换              师

       需按照 信息披露 法                     的         规定在指定媒                 告 姓

                                                   十               金的信息披露姓

            一             金的信息披露                 符合              金法               作     法        信息披露         法
       金合                                  规定        相       法律法规                信息披露的规定发生                    时
       金            最新规定
                     信息披露义              人
                 金信息披露义                人包括          金管理人                金托管人 召                    金份额          人
大     的        金份额          人等法律                        法规和中            证监          规定的自然人 法人和非
法人
                 金信息披露义                人     保            金份额              人利益                       发点 按照法律

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法规和中              证监     的规定披露              金信息          并保证       披露信息的真          性    准确性
     整性             时性     简明性和易得性
                 金信息披露义           人         在中           证监       规定时间内 将               披露的      金信
息通过中              证监     指定的全           性        刊           简         指定     刊          指定    联网网
站               简          指定网站         等媒           披露       并保证       金投资者能够按照                金合
            定的时间和方式查阅或者复制                            开披露的信息资料
                             金信息披露义              人              开披露的          金信息     得
       1     虚假        载     误导性陈述或者重大遗漏
       2     对证券投资业             进      预测
       3          规          收益或者             损失
       4     诋毁               金管理人               金托管人或者             金销售机构
       5 登载任何自然人 法人和非法人                                    的祝        性 恭维性或          荐性的文
       6     中        证监     禁    的
            四           金      开披露的信息                采用中文文                   时采用    文文        的       金
信息披露义              人     保证          文    的内容一                         文    之间发生歧义的             中文
文          准
                 金     开披露的信息采用阿拉                      数         除特别说明                           人民

            五          开披露的        金信息
            开披露的           金信息包括
       1          金招募说明书                    金合                 金托管                金    品资料概要
                 金合          是界定         金合                      人的各            利 义          系 明确         金
份额             人大        召开的规              体程序 说明                 金    品的特性等                 金投资者
重大利益的                   的法律文
            金招募说明书                最大限          地披露影响             金投资者       策的全部               说明
     金认购            购和赎回         排         金投资               金     品特性 风险揭示 信息披露
     金份额             人服      等内容                金合            生效              金招募说明书的信息发生
重大        更的         金管理人             在        个工作          内 更新           金招募说明书并登载在指
定网站                 金招募说明书                信息发生             更的        金管理人       少          更新一

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     金                  作的                金管理人                   更新       金招募说明书
               金托管                   是界定              金托管人和              金管理人在             金      保管             金     作
监督等活                 中的           利        义          系的法律文
               金        品资料概要是                       金招募说明书的摘要文                         用     向投资者提供简明的
     金概要信息                         金合            生效                  金    品资料概要的信息发生重大                        更的
     金管理人                      在        个工作           内 更新              金        品资料概要 并登载在指定网站
     金销售机构网站或营业网点                                         金      品资料概要                 信息发生           更的         金管
理人           少             更新一                    金                 作的          金管理人               更新    金        品资料概

               金募                请        中        证监        注                   金管理人在            金份额发售的 3              前
将        金招募说明书                             金合               摘要登载在指定媒                           金管理人                金托
管人                将             金合                      金托管             登载在网站
          2          金份额发售                    告
               金管理人                      就        金份额发售的                体          编制        金份额发售         告 并在披
露招募说明书的                               登载           指定媒
          3              金合                生效           告
               金管理人                      在收到中              证监         确认文         的          在指定媒           登载         金
合             生效           告
          4          金净值信息
                    金合            生效                在            金的封        期内            金管理人                 少     周在指
定网站披露一                            金份额净值和                    金份额累             净值
          在             金的开              期内            金管理人                   在    晚         个开          的           通过指
定网站               金销售机构网站或者营业网点披露开                                               的        金份额净值和          金份额
累        净值
               金管理人                      在        晚     半           和           最     一     的          在指定网站披露半
          和             最        一        的        金份额净值和                金份额累           净值
          5          金份额              购        赎回          格
               金管理人                      在             金合              招募说明书等信息披露文                         载明        金份
额        购 赎回              格的           算方式                          购 赎回           率 并保证投资者能够在                      金

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销售机构网站或营业网点查阅或者复制前述信息资料
       6               发起份额的信息披露
            金管理人                 按照相              法律的规定和监管机构的要求 在                                     金             中期
     告 季             告中        别披露            金管理                   固        资金                 金管理            股东
金的份额              期限        期间的                 情况
       7          金定期           告      包括           金                  告             金中期       告和       金季            告
            金管理人                 在             结        之        起        个        内 编制                 金            告 将
       告登载在指定网站                         并将                     告提示性                 告登载在指定             刊             金
       告中的                             告                  过             证券 期              相    业     资格的            师


            金管理人                 在        半        结        之        起        个        内 编制                 金中期       告 将
中期        告登载在指定网站                             并将中期                 告提示性             告登载在指定             刊
            金管理人                 在季           结        之        起 15 个工作 内 编制                               金季            告
将季             告登载在指定网站                         并将季                   告提示性             告登载在指定             刊
金合            生效        足2个 的                      金管理人                           编制       期季          告 中期             告或
者               告
                 金        续     作过程中                     在        金                  告和中期          告中披露          金       合资
     情况             流        性风险         析等
            金        作期间 如            告期内                        一投资者                       金份额达到或超过                  金总
份额 20%的情形                      保障             投资者的                 益             金管理人          少         在     金定期
告 影响投资者                    策的           重要信息                           披露           投资者的类别                 告期
份额                        告期内              份额                情况                品的特          风险 中           证监        认定的
特殊情形除
       8        临时        告
                 金发生重大                                   信息披露义                    人         在2      内编制临时             告书
并登载在指定                    刊和指定网站
       前款                重大            是指           能对           金份额                   人    益或者        金份额的            格
生重大影响的
            1          金份额              人大           的召开                   定的

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            2        金合                       金清算
            3 转换      金       作方式        包括             金封        期     开       期的转换            金合并
            4    更换     金管理人             金托管人                金份额登             机构         金改聘          师


            5      金管理人        托     金服        机构                  理     金的份额登                   算       值
等               金托管人         托    金服        机构            理       金的           算     值 复 等
            6      金管理人             金托管人的法定                                 发生       更
            7      金管理人        更          百     之五             股        的股东            金管理人的
制人        更
            8      金募      期延长或提前结                募
            9      金管理人的高           管理人员                金        理和        金托管人         门     金托管部
门负        人发生
            10       金管理人的董 在最                 12 个           内        更超过百          之五十            金管理
人          金托管人      门      金托管部门的             要业        人员在最              12 个       内          超过百
     之     十
            11              金             金管理业                     金托管业             的    讼或仲裁
            12     金管理人或 高               管理人员                金        理因       金管理业          相
到重大           处罚             处罚         金托管人或                   门     金托管部门负               人因     金托
管业        相            到重大           处罚                 处罚
            13     金管理人            用 金          买          金管理人                 金托管人                股股东
            制人或者               重大利害          系的          发        的证券或者                销期内        销的证
券        或者            重大         联交易              但中        证监           另    规定的除
            14       金收益       配
            15 管理          托管              购          赎回        等        用     提标准           提方式和        率
发生        更
            16       金份额净值            错误达           金份额净值百                   之零点五
            17          金进入开 期并开始                   理     购       赎回
            18          金开      期内发生巨额赎回并延缓支付赎回款
            19          金暂停接           购       赎回         请或重新接                  购    赎回       请

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               20              金          新业 或服
               21 发生                    金 购 赎回                    调整或潜在影响投资者赎回等重大

               22          金管理人采用摆                   定     机制进           值
               23         金信息披露义             人认               能对        金份额           人     益或者        金份额的
     格        生重大影响的                            或中        证监         规定的
          9     澄清       告
          在         金合                 续期限内 任何                      媒     中         的或者在            场   流传的
息        能对        金份额          格        生误导性影响或者引起较大波                                         能损害     金份
额             人     益的          相     信息披露义              人知悉                立即对              息进          开澄清
并将                情况立即          告中        证监
          10             金份额            人大
               金份额            人大             定的                      依法        中    证监       备案 并               告
          11        投资资          支     证券的信息披露
               金管理人          在        金               中期      告中披露                 的资          支     证券总额 资
     支        证券       值          金净资           的     例和         告期内            的资       支        证券明
               金管理人          在        金季             告中披露                的资       支       证券总额 资           支
证券           值          金净资          的     例和           告期       按     值         金净资               例大小排序的
前 10           资        支    证券明
          12        中     证监          规定的             信息
               金管理人               在季             告 中期             告                告等定期          告和招募说明书
     更新 中充                 披露       金的相        情况并揭示相                风险 说明                 金     一投资者
     的        金份额或者构                一               人的多个投资者                    的    金份额           达到或者超
过 50%               金        向个人投资者销售
                      信息披露                  管理
               金管理人               金托管人               建立健全信息披露管理制                           指定      门部门
高        管理人员负             管理信息披露
               金信息披露义                人     开披露           金信息                符合中         证监       相       金信息
披露内容              格式准          等法律法规规定                       金托管人            按照相          法律法规 中

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证监        的规定和            金合            的     定 对          金管理人编制的              金资    净值             金
份额净值            金份额          购赎回           格         金定期       告 更新的招募说明书                    金
品资料概要               金清算       告等           开披露的相                 金信息进     复           查 并向
金管理人进              书面或电子确认
            金管理人               金托管人               在指定          刊中选      一家   刊披露            金信息
     金管理人            金托管人               向中       证监            金电子披露网站            拟披露的              金
信息 并保证相                       信息的真               准确            整      时        金管理人            金托管
人除依法在指定媒                     披露信息                               据需要在                媒        披露信息
但是                    媒         得早        指定媒       披露信息 并            在        媒      披露        一信息
的内容             一
                 金信息披露义             人     开披露的            金信息                  告 法律意           书的
业机构                  制作工作          稿     并将相          档案       少保      到     金合                          10


            金管理人            金托管人除按法律法规要求披露信息                              也     着眼           投资
者     策提供           用信息的角              在保证               对    投资者          误导投资者            影响
金     常投资操作的前提                    自        提升信息披露服              的           体要求             符合中
     证监          自律规          的相        规定 前述自            披露如          生信息披露         用         用
得          金          中    支
            七     信息披露文             的              查阅
       依法必           披露的信息发                       金管理人              金托管人          按照相        法律法
规规定将信息置备                   各自              供社                 查阅    复制
                   暂停或延          信息披露的情形
                        述情况时           金管理人和             金托管人         暂停或延        披露        金相        信

       1            抗力
       2         金投资              的证券交易             场遇法定节假              或因        原因暂停营业时
       3     法律法规               金合        或中       证监       规定的情况
           九            金信息披露                    法律法规规定                章节      定的内容          准     姓




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                                           十七          金的风险揭示姓

                金投资过程中面临的 要风险                    场风险 开          式 金      的风险      金特

的风险 流 性风险

           一          场风险

      证券 场 格 到 济因素                       治因素 投资心理和交易制 等各种因素的影响 导

     金收益水             而 生风险             要包括

      1          策风险

      因        家宏      济 策 如               策              策        业 策 地 发展 策等 发生

导     证券 格波             影响 金收益

      2          济周期风险

      随着        济      的周期性              证券 场也呈                周期性        而引起债券 格波

导         金的收益水 也 随之发生

      3 利率风险

           金融 场利率水                时 将 引起债券的 格和收益率                       进而影响 金的净值



      4 信用风险

           金 投资债券的发 人如果 能或拒 支付到期 息 或者 能履 合 规定的 它

义         或者 信用等 降                将 导 债券 格 降                   进而造      金资 损失

      5 购买力风险

           金投资 债券 获得的收益将 要通过 金形式来                             配 而 金 能 通 膨胀的影

响         购买力 降            而使     金的         收益 降

      6          投资风险

                场利率 降时        金            的债券 格             涨 而 金将投资 固定收益类金融工

       得的利息收入进            投资将获得较 的收益率                      投资的风险 大

      7          营风险

      它         金 投资债券的发 人的 营活                        引起的收入 金流的 确定性             债券发

     人期间       营收入          大       营风险就         大        之      营收入 稳定      营风险就    小

                 开 式 金              的风险

      1 管理风险

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      在     金管理 作过程中 金管理人的知识                  验 判断           策         能等      影响 对信

息的         和对 济形势 证券 格走势的判断                   而影响 金收益水                造 管理风险

      2 操作风险

           金 作过程中 因内部 制         在缺 或者人 因素造                  操作失误或          操作规程等引

     的风险 例如             规交易            部门欺        交易错误        IT系统故障等风险

      3         风险

      战       自然灾害等         抗力因素的           将      重影响证券 场的                      能导       金

资     的损失 金融 场 机             理商         托管             等超        金管理人自身直接 制能力

之     的风险      能导      金或者 金份额             人利益      损

                   金的特 风险

      1         金 定期开     方式 作 封          期 自 金合 生效之                  起 包括 金合          生效

之         或自 一开 期结 之                起 包括                     封    期首 的6个 对           的前一

      如 对        非工作 或没 对 的 历 期                    封 期            对 的 一个工作 的前一

          投资者需在开 期提          购赎回 请 在非开              期间将无法按照 金份额净值进

购和赎回         金份额      人面临封 期内无法赎回的风险

      2         金开 期 能           巨额赎回     导        金资             困难    进而        净值波    或延

缓支付赎回款 的风险

      3 发起式 金 在的风险

             金 发起式 金 在 金合 生效满3                    的对            若 金资 净值            2亿元的

     金合 自                      金 金份额          人 能面临 金合                   的风险

      4 投资 资 支 证券的风险

      1 信用风险          金 投资的资 支 证券之债 人                            ,或在交易过程中发生交收

       ,或      资 支 证券信用          降 导 证券 格               降 造            金      损失

      2      利率风险     场利率波       导 资 支           证券的收益率和           格的           一般而言

如果 场利率 升               金      资 支 证券将面临              格 降            金损失的风险 而如果

场利率 降 资 支 证券利息的 投资收益将面临                          降的风险

      3 流 性风险           资 支 证券 场规模 交易活跃程 的影响,资 支 证券                                 能无

法在 一 格水             进 较大数 的买入或                 , 在一定的流 性风险

      4 提前偿付风险 债 人 能                    利率         等原因进 提前偿付,使资                        金


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流        稳定的风险           投资风险

          5 特定机构投资者大额赎回导 的风险

                 金    一投资者        的   金份额或者构           一       人的多个投资者              的    金份额

     达到或者超过50%              一投资者或一               的多个投资者大额 购 赎回 能带来                          风



            1 特定机构投资者大额赎回导 的 金份额净值波                           风险

            据         金招募说明书和 金合 的规定                   金份额净值的 算精确到0.0001元 小数

点        第5 四舍五入            特定机构投资者大额 购赎回时                           金份额净值四舍五入            生

的误差 入 金份额 金                         导         金份额净值发生大幅波

            2         金净值增长率较 的风险

          如果特定机构投资者大额 购 赎回时                        能带来较大的              和交易 用 如 金

被迫                   的 格大 抛售证券 使 金的净值增长率 到 利影响

           四           金 要的流 性风险 风险管理方法说明姓

      令         金 购 赎回 排姓

                金将      对开 期 购             节的管理 合理 制 金份额                  人 中              慎确认大

额        购 请 在 接             购    请对            金份额          人利益构 潜在重大 利影响时                    金

管理人将采 设定 一投资者 购金额 限或 金                                   净 购 例 限 拒 大额 购 暂

停        金 购等措施对 金规模                    制          保           金份额         人的合法       益     体内

容              招募说明书第 章 姓

      该    流 性风险评 姓

                金 投资          内依法发              的债券 债券回购 银           款和         短期投资品种等

一般情况                  资      场流 性较好                支          金的投资和 对 常 赎的需要 但

     排除在特定阶段 特定 场 境 特定投资标的                               流 性较差的情况 因                     金投

资         述资 时          能 在           流 性风险 一是 金管理人建 或进                        合调整时            能

          特定投资标的流 性相对 足而无法按预期的 格买进或                                   是      付投资者的赎

回         金被迫                的 格           债券或       资          者均    能使     金净值 到 利影响

     据         开募 开 式证券投资 金流 性风险管理规定 的相 要求                                    金         慎评

     投资资 的流 性 并针对性制定流 性风险管理措施                                效 制           金流    性风险 保

          金投资者的合法 益 姓


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      详    巨额赎回情形 的流 性风险管理措施姓

      在         金         巨额赎回情形                 金管理人             据 金 时的资               合状况或巨额赎

回份额           情况 定全额赎回或部 延期赎回                          时 如             金 个 金份额             人在 个

开              请赎回 金份额超过 金总份额一定 例                              的        金管理人        对 采 延期

理赎回 请的措施                   体内容            招募说明书第 章 姓

      4         施备用的流 性风险管理工 的情形 程序 对投资者的潜在影响姓

                金    能    施备用的流           性风险管理工                更好地       对流     性风险         金管理人

           金托管人 商 在确保投资者得到                          对 的前提                依照法律法规            金合 的

     定 综合 用各类流 性风险管理工                           对赎回 请等进                   调整 作 特定情形

金管理人流 性风险管理的辅 措施 包括但 限                                      令 延期 理巨额赎回 请 该 暂停

接     赎回 请 详 延缓支付赎回款                          4 收 短期赎回                      金对 续            期少   绪

的投资者收                      令凡拨还的赎回       拨 暂停 金 值                  前一 值             金资 净值 拨代还

     的资             无    参考的活跃        场     格     采用      值     术     导      允    值     在重大     确定性

时               金托管人 商一                      金          暂停 金        值 姓

                金管理人        施流     性风险管理工           时         能对投资者            一定的潜在影响        包括

但     限        能 购            品 赎回 请 能确认或者赎回款 延 到                                如       期限少     绪

       生较高的赎回 造 收益损失等 提示投资者了解自身的流 性偏好 合理做好投资

排 姓

                           十            金合 的 更                               金        的清算姓

           一          金合         的 更姓

      令        更 金合                法律法规规定或 金合                   定           金份额         人大          通过

的         的         召开 金份额             人大              通过 对                    金份额         人大          通

过的                   金管理人和          金托管人 意                更并     告 并 中 证监 备案 姓

      该                   金合          更的      金份额            人大                 中 证监 备案 自表 通

过之 起生效 生效 依照                      信息披露 法 的                    规定在指定媒           告 姓

                       金合         的              姓

                 情形之一的               金合                          姓

      令        金合 生效满              之        若 金资 规模                   该亿元的 若届时的法律法规或中

     证监 规定发生                  前述          规定被              更改或补充                  金      参照届时 效

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工银瑞信瑞祥定期开             债券型发起式证券投资                   金                                          更新的招募说明书


的法律法规或中 证监 规定执                             姓

      该         金份额            人大        定       的 姓

      详         金管理人           金托管人职                             在绩个 内没 新 金管理人 新 金托管人

     接的 姓

      4               金合          定的            情形 姓

      拨        相 法律法规和中 证监                  规定的                    情况 姓

                       金       的清算姓

      令         金          清算小        自                    金合                          之 起详代个工作 内 立清算小

           金管理人                 金         清算小 并在中 证监                         的监督 进             金清算 姓

      该        在 金         清算小 接管             金               之前          金管理人和 金托管人 按照                 金合

       和托管           的规定继续履 保                     金                   全的职         姓

      详         金          清算小                   金               清算小         员             金管理人     金托管人

       证券 期 相 业 资格的注                                         师 律师             中 证监 指定的人员                   金

       清算小                 聘用必要的工作人员 姓

      4          金          清算小 职                金               清算小 负               金          的保管 清理

     和 配             金       清算小               依法进 必要的民                      活          姓

      拨         金          清算程序 姓

           令          金合                情形         时                      金    清算小 统一接管 金 姓

           该 对 金                和债 债 进 清理和确认 姓

           详 对 金                进      值和                  姓

           4 制作清算 告 姓

           拨 聘请            师           对清算 告进                          部        聘请律师              对清算 告       法

律意 书 姓

           绩 将清算 告 中 证监                       备案并 告 姓

           绪 对 金剩余                   进        配 姓

      绩         金          清算的期限 绩个                姓

           四 清算 用姓

      清算 用是指 金                       清算小 在进                      金清算过程中发生的                  合理 用 清算

用         金          清算小                   金          中支付 姓


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        五        金       清算剩余资        的 配姓

    依据 金              清算的 配方案 将 金                    清算 的全部剩余资 扣除 金                 清算

  用 交纳           税款并清偿        金债          按 金份额                人      的 金份额 例进

配 姓

                  金       清算的 告姓

    清算过程中的             重大             时 告             金         清算 告           证券 期 相 业

  资格的          师                并 律师                     法律意 书            中 证监 备案并 告

  金         清算 告         金       清算 告 中 证监 备案 拨个工作 内                           金      清算小

  进         告     金       清算小           将清算 告登载在指定网站                      并将清算   告提示性

  告登载在指定 刊              姓

        七        金       清算           文 的保 姓

        金        清算               文           金托管人保 令拨                   姓

                                     十九           金合 的内容摘要姓

        金合 的内容摘要                   一 姓

                                     十        金托管                的内容摘要姓

        金托管           的内容摘要                 姓

                                    十一 对 金份额                         人的服 姓

        金管理人                    金的份额        人提供一系 的服                      金管理人将 据 金份额

       人的需要和          情况 增 或修改                 体内容如

        一               金 户确认

             向首 开立       金 户的         户寄             金 户确认书                 获得投资人准确的邮寄

地址          金 户确认书 将在 户开户 15个工作                             内寄

                    对       服

    1             的网站 热线电话提供对                  自         载服

        1 份额           人 登录          网站 www.icbccs.com.cn                  进入      的 户 栏目 输入

开户证        码或 金               自 查询或 载任意时段的对

        2 份额           人用带 传真机的电话                   打      热线电话 4008119999            选 自 服

       按 3            输入需要 载的对                   期 进 对             自 传真

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工银瑞信瑞祥定期开          债券型发起式证券投资       金                                               更新的招募说明书


      2              将按照份额        人的需求 提供                    电子邮        短信对                   述对        需

份额           人通过电话 邮               短信等向               定制          中

          1 电子邮 对                           定制电子邮         对       的份额              人提供             季    和

     电子对            电子对        在         季           结         15个工作 内向份额                    人指定的电子

信箱发

          2 手机短信对                          定制手机短信对              的份额              人发     交易发生时间段

的季      手机短信              手机短信对            在    季     结      15个工作         内向份额               人指定的

手机 码发

          3            对                   定制 制对            的份额          人寄 交易发生期间的季

对            季 内无交易发生                 将 邮寄 季                  对           定制            对      的份额

人将获得             对               对       的寄 时间            季     或        结         的15个工作 内

      3       提示          份额       人提供的邮寄地址            手机 码           电子邮箱            或因邮局投递差

错 通 故障 延误等原因 造 对                            无法按时准确 达 请 时到原 金销售网点或

电              服中心 理相 信息 更 如需补发对                                  敬请 打 服热线电话

                       收益 配方式

               金默认的收益 配方式是 金 红                        金份额         人 通过                    网站        户服

中心或销售机构查询 金收益 配方式

          四           定期定额投资

      定期定额投资是指投资人通过                      销售机构提           请        定 期扣款               扣款金额 扣

款方式          销售机构           期 定扣款 在投资人指定银                      户内自                扣款        金 购

请的一种投资方式                体 施时间和业 规 将 相                          告 准

          五           资 服

                份额         人提供         金信息          金投资 告 宏 形势 析                         金净值等多种资

       电子版         如需通过手机或电子邮 获得 述资                        份额           人     通过         网站或热线

电话定制

                       联 方式

               提供多种联 方式 供份额                  人                时沟通           要包括

      1 热线电话 4008119999 免长途                                户服 传真 010-66583100

          1 人工服                           户提供 周7 的人工服                       中周一 周五的人工服 时


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间 8 30--21 00 周                      周 的人工服 时间 8 30--17 00 法定节假 除                         人工服

     内容包括           户信息查询             金 品咨询 业 规            解答 网 交易咨询等服

           2 自 电话服                      提供        24小时自 语音服            户 通过热线电话进

户信息           金份额         金净值         金对         最新 告的自 查询             传真对       等操作

         2 在线 户服

                网站 手机APP 户端和微信设置了 在线 服 栏目 份额                                  人 通过登录

     网站首        点          在线 服          标通过网 在线开展相 咨询 在线 服的人工服 时间

         周7 的人工服                  中周一 周五工作时间 8 30--21 00 周                   周 工作时间8

30--17 00 法定节假 除                       人工服 内容包括            金 品咨询 业 规 解答 网 交

易咨询等服

         3 电子邮 和电话留言

         份额          人 向            户服    电子邮箱 customerservice@icbccs.com.cn             热线电话 按

     6     发 邮 或留言 您的各种服 需求将在一个工作 内得到回复

           七           网站服

                网站          户提供 户查询            品信息查询       告信息查询       金资       投资策略

告       交易状 查询 微博/微信/网站活 参 和交流等内容的服

                       户意       建 或投       处理

         份额          人       通过           热线电话 电子邮箱 传真 在线 服等渠道对 金管理人

和销售机构提 意                   建 或投

           九     如        招募说明书 在任何您/            机构无法理解的内容     请联系             户服       电

话       请确保投资前 您/ 机构                   全面理解了 招募说明书

                                                十                 披露      姓

                金招募说明书更新期间                   金      金管理人的         告如      姓

令凡 工银瑞信瑞祥定期开 债券型发起式证券投资 金第                                 红 告 该代令9几代详几该绪 姓

该凡 工银瑞信 金管理 限                              董 长 更的 告 该代令9几代拨几代8 姓

详凡 工银瑞信 金管理 限                              董 长和总 理 更的 告 该代令9几代拨几代9 姓

                                       十        招募说明书               查阅方式姓

                金招募说明书            在 金管理人的              场 和营业场      投资者 免 查阅 在支


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付工                  在合理时间内 得 述文 的复制 或复                         姓

           金管理人保证文 的内容              告的内容 全一          姓

                                              十四 备查文 姓

           一    中     证监   准   工银瑞信瑞祥定期开         债券型发起式证券投资           金募        请的

注     文 姓

                  工银瑞信瑞祥定期开      债券型发起式证券投资            金 金合        姓

                  工银瑞信瑞祥定期开      债券型发起式证券投资            金托管         姓

           四 法律意 书姓

           五      金管理人业 资格批             营业执照姓

                   金托管人业 资格批             营业执照姓

                第 一          五    备查文            在 金管理人        场        营业场      第

文                金托管人的         场        金投资者在营业时间         免 查阅 在支付工

     在合理时间内 得 述文            的复制 或复              姓姓

                                                                     工银瑞信 金管理 限              姓

                                                                           〇一九 十一 九 姓

姓    姓




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工银瑞信瑞祥定期开           债券型发起式证券投资      金                                                更新的招募说明书



       一姓

                                               金合 内容摘要姓
       一        金份额          人     金管理人和 金托管人的 利 义 姓

          一         金份额       人的 利 义 姓

     令        据       金法          作 法                        规定          金份额           人的 利包括但 限

     姓

          令            金       收益 姓

          该 参         配清算 的剩余          金           姓

          详         据 金合 的 定 依法 请赎回                            的 金份额 姓

          4 按照规定要求召开 金份额                     人大 或者召                    金份额           人大     姓

          拨         席或者 派 表 席           金份额            人大      对          金份额           人大

使表            姓

          绩 查阅或者复制 开披露的 金信息资料 姓

          绪 监督 金管理人的投资               作 姓

          8 对 金管理人               金托管人          金服 机构损害                  合法 益的            依法提起 讼

或仲裁 姓

          9 法律法规 中 证监 规定的和                            金合            定的             利 姓

     该        据       金法          作 法                        规定          金份额           人的义 包括但 限

     姓

          令 认真阅 并遵                金合           招募说明书等信息披露文                      姓

          该 了解 投资 金 品 了解自身风险                           能力 自 判断 金的投资 值                          自

做     投资 策 自                 投资风险 姓

          详         注 金信息披露         时 使 利和履 义                       姓

          4 缴纳 金 购或转换款                  法律法规和                金合               规定的 用 姓

          拨 在           的 金份额范围内                        金 损或者              金合                的 限     任 姓

          绩            任何 损 金                      金合               人合法 益的活                    姓

          绪 执 生效的 金份额                  人大 的              姓

          8 返 在 金交易过程中因任何原因获得的                             得利 姓

          9 发起资金提供方 购的                金份额            期限 少          详         姓
          令代 法律法规 中 证监             规定的和              金合                定的        义       姓

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工银瑞信瑞祥定期开                债券型发起式证券投资     金                                              更新的招募说明书


                         金管理人的 利 义 姓

      令           据      金法             作 法                          规定         金管理人的 利包括但 限

      姓

           令 依法募 资金 姓

           该 自           金合           生效之    起      据法律法规和                  金合       独立 用并管理

     金             姓

           详 依照            金合          收     金管理                  法律法规规定或中 证监 批准的

          用 姓

           4 销售 金份额 姓

           拨 按照规定召                  金份额         人大         姓

           绩 依据            金合                 法律规定监督 金托管人 如认                             金托管人

了         金合                   家      法律规定        呈 中 证监                和       监管部门 并采           必要

措施保              金投资者的利益 姓

           绪 在 金托管人更换时 提 新的 金托管人 姓

           8 选            更换 金销售机构 对 金销售机构的相                                     进 监督和处理 姓姓

           9         任或 托              符合     的机构 任 金登 机构 理 金登 业 并获得

          金合           规定的 用 姓姓

           令代 依据               金合              法律规定 定 金收益的 配方案 姓                            姓

           令令 在           金合            定的范围内 拒 或暂停 理 购 赎回或转换 请                                   姓姓

            令该    依照法律法规             金的利益对被投资                      使相         利         金的利益

使因 金                  投资 证券           生的 利 姓          姓

            令详           金管理人的        义      表     金份额                人的利益      使   讼    利或者     施

          法律            姓 姓

           令4 选           更换律师                      师                 证券 纪商或                   金提供服

的        部机构 姓          姓

           令拨 在符合                 法律 法规的前提          制 和调整                    金认购         购 赎回

转换 非交易过户 转托管和收益 配等的业 规                                           姓

           令绩 法律法规 中 证监                   规定的和                金合          定的         利 姓

      该           据      金法             作 法                          规定         金管理人的义 包括但 限

      姓
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           令 依法募 资金                   理或者 托 中 证监 认定的                                机构           理 金份

额的发售               购 赎回和登                      姓

           该          理 金备案手续 姓

           详 自          金合         生效之          起         诚 信用 谨慎勤勉的原 管理和 用 金

           姓

           4 配备足够的                     业资格的人员进                金投资 析                 策           业 的 营

方式管理和 作 金                           姓

           拨 建立健全内部风险 制 监察 稽                                        管理     人 管理等制                   保证

管理的            金     和     金管理人的              相        独立    对     管理的                 金     别管理          别

           进 证券投资 姓

           绩 除依据             金法             金合                           规定               得利用 金                  自

       任何第 人谋 利益                         得 托第 人 作 金                         姓

           绪 依法接             金托管人的监督 姓

           8 采               合理的措施使             算 金份额认购               购 赎回和注销 格的方法符

合         金合          等法律文 的规定 按                       规定 算并        告 金净值信息 确定                     金份

额     购 赎回的 格 姓

           9 进           金            算并编制 金                             告 姓

           令代 编制季            告 中期           告和             告 姓

           令令        格按照         金法             金合                        规定 履 信息披露                       告义

      姓

           令该 保         金商业秘密              泄露 金投资                    投资意向等 除                  金法

金合                            规定另          规定         在     金信息       开披露前               保密       向     人泄

露 但向监管机构                  法机                       保密         函的           法律等 部 业                    提供的

除         姓

           令详 按         金合         的 定确定 金收益 配方案                           时向 金份额                   人 配

     金收益 姓

           令4 按规定 理 购 赎回 请                                 时 足额支付赎回款                    姓

           令拨 依据           金法             金合                           规定召          金份额            人大 或配

合     金托管人            金份额               人依法召            金份额         人大            姓

           令绩 按规定保              金         管理业 活 的                                 表        录和       相 资料
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令拨                  姓

              令绪    确保需要向            金投资者提供的各                      文     或资料在规定时间发                 并     保证

投资者能够按照                     金合           规定的时间和方式 随时查阅到                               金         的 开资料

并在支付合理                      的             得到            资料的复                     姓

             令8                并参        金         清算小                参         金         的保管 清理                          和

       配 姓

             令9 面临解散 依法被撤销或者被依法 告破 时                                               时 告中 证监 并通知

       金托管人 姓

              该代    因                金合               导          金         的损失或损害            金份额          人合法        益

时                         赔偿 任               赔偿 任 因                       任而免除 姓

             该令 监督           金托管人按法律法规和                           金合           规定履 自 的义                    金托管

人                    金合             造        金             损失时            金管理人                金份额          人利益向

金托管人追偿 姓

              该该              金管理人将            义             托第      方处理时              对第        方处理            金

       的                       任 姓

              该详              金管理人         义             表     金份额            人利益      使     讼     利或     施          法

律               姓        姓

              该4          金管理人在募               期间           能达到       金的备案                   金合               能生效

       金管理人                 全部募           用        将        募     资金并            银     期活期        款利息在        金募

       期结           详代 内               金认购人 姓

             该拨 执 生效的 金份额                               人大 的                     姓

             该绩 建立并保                  金份额               人               姓

             该绪 法律法规 中 证监                          规定的和                   金合          定的         义       姓

                           金托管人的 利 义 姓

        令           据          金法            作 法                                 规定         金托管人的 利包括但 限

        姓

             令 自               金合        生效之             起 依法律法规和                     金合         的规定 全保管

金               姓

             该 依              金合             定获得 金托管                           法律法规规定或监管部门批准的

            用 姓
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           详 监督 金管理人对                   金的投资 作 如发                    金管理人                      金合

          家法律法规               对     金                        人的利益造             重大损失的情形                呈

中        证监         并采 必要措施保                 金投资者的利益 姓

           4       据相           场规                金开设证券 户                   投资 需 户                       金 理

证券交易资金清算 姓

           拨 提 召开或召                 金份额         人大            姓

           绩 在 金管理人更换时 提 新的 金管理人 姓

           绪 法律法规 中 证监 规定的和                                金合           定的             利 姓

      该         据        金法           作 法                         规定         金托管人的义 包括但 限

      姓

           令         诚 信用 勤勉               的原             并 全保管 金                    姓

           该 设立 门的 金托管部门                            符合要求的营业场                 配备足够的 合格的

熟悉 金托管业 的 职人员 负                               金        托管             姓

           详 建立健全内部风险 制 监察 稽                                      管理        人 管理等制                 确保

金          的     全      保证    托管的        金               金托管人自                            的        金          相

     独立 对          托管的        的     金 别设置 户 独立                   算            管理 保证                   金之

间在 户设置 资金                                  录等方面相 独立 姓

           4 除依据               金法           金合             托管                            规定                 得利用

     金           自         任何第 人谋 利益                     得 托第       人托管 金                   姓

           拨 保管            金管理人 表             金签 的            金        的重大合                      凭证 姓

           绩 按规定开设 金                    的资金 户 证券 户和投资 需                                户 按照

金合                  托管          的 定             据 金管理人的投资指                      时 理清算 交割

      姓

           绪 保           金商业秘密 除              金法             金合                       规定另 规定

在        金信息        开披露前          保密         得向       人泄露      因            法律等      部        业          要

求必 提供的情况除                    但    种情况            要求信息接收方 格履 保密义                             姓

           8 复              查 金管理人          算的 金资 净值                   金份额净值           金份额 购

赎回 格 姓

           9          理      金托管业 活                的信息披露                   姓

           令代 对 金                      告 季          告 中期 告和                       告        意         说明 金
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管理人在各重要方面的                     作是否       格按照           金合         的规定进            如果      金管理人

       执            金合                 托管             规定的                       说明 金托管人是否采 了

       的措施 姓

           令令 保          金托管业 活               的 录                      表和      相 资料令拨                     姓

           令该          金管理人或              托的登 机构处接收并保                     金份额            人            姓

           令详 按规定制作相                     并          金管理人 对 姓

            令4     依据    金管理人的指              或        规定向      金份额             人支付       金收益和赎回

款         姓

           令拨 依据             金法            金合                         规定 召            金份额           人大 或

配合 金管理人                     金份额         人依法召             金份额            人大      姓

           令绩 按照法律法规和                   金合                托管           的规定监督 金管理人的投资

     作 姓

           令绪 参          金          清算小          参       金         的保管 清理                           和 配 姓

           令8 面临解散 依法被撤销或者被依法 告破 时                                      时 告中 证监 和银

监管机构 并通知 金管理人 姓

           令9 因                  金合             托管             导       金         损失时                赔偿 任

     赔偿 任 因                   任而免除 姓

           该代 按规定监督 金管理人按法律法规和                               金合        规定履 自 的义

金管理人因                        金合         造          金        损失时               金份额            人利益向        金

管理人追偿 姓

           该令 执 生效的 金份额                        人大 的                姓

           该该 法律法规 中 证监                      规定的和            金合            定的         义       姓

                    金份额          人大 召                          表 的程序和规 姓

           金份额           人大            金份额              人               金份额          人的合法授           表

表     金份额            人 席             并表              金份额         人          的 一 金份额拥                等的投票

      姓

                  金 金份额             人大          设立 常机构 姓

      一          召开      姓

      令        除法律法规 中 证监 另 规定的                                            或需要 定                    之一的

     召开 金份额                  人大      姓
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          令                金合         姓

          该 更换 金管理人 姓

          详 更换 金托管人 姓

          4 转换 金 作方式 姓

          拨 调整 金管理人                金托管人的 酬标准 姓

          绩        更 金类别 姓

          绪          金            金的合并 姓

          8         更 金投资目标 范围或策略 姓

          9         更 金份额           人大      程序 姓

          令代       金管理人或 金托管人要求召开 金份额                            人大         姓

          令令       独或合                   金总份额 令代还          含 令代还    金份额的 金份额                 人

     金管理人收到提                的     金份额 算                   就 一         书面要求召开 金份额                    人

大        姓

          令该 对 金              人 利和义           生重大影响的                    姓

          令详      法律法规        金合          或中 证监           规定的               召开 金份额              人大

的             姓
      2        在      背法律法规和 金合 的               定            对 金份额               人利益无       性     利影

响的情况                   情况          金管理人和 金托管人                商 修改或处理                 需召开 金份额

       人大

          1 法律法规要求增 的 金 用的收

          2 在法律法规和                 金合        规定的范围内调整               金的        购 率 调 赎回 率

或在 影响                  金份额         人利益的前提               更收   方式

          3 因相 的法律法规或登                   机构的相 业 规 发生                      而        对      金合        进

     修改

          4 对          金合       的修改对 金份额                   人利益无       性 利影响或修改

金合                 人 利义            系发生重大

          5 在 损害                 金份额         人 益的情况 增                     或调整 金份额类别设置

          6 在符合             法律法规的前提                   中    证监 允许            金管理人          销机构 登

     机构在法律法规规定的范围内调整                           金认购        购 赎回 转换 收益 配 非交易

过户 转托管等业 的规


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            7 在法律法规或中 证监                      允许的范围内             新业     或服

            8 按照法律法规和                     金合      规定 需召开 金份额                    人大      的         的       情



                           召 人 召 方式姓

       令        除法律法规规定或               金合       另           定         金份额        人大               金管理人召

       姓

       该         金管理人 按规定召 或 能召 时                                  金托管人召         姓

       详         金托管人认             必要召开 金份额                     人大 的          向 金管理人提 书面提

            金管理人              自收到书面提 之 起 令代                    内 定是否召         并书面告知           金托管

人          金管理人 定召 的                          自      书面 定之 起 绩代             内召开        金管理人 定

召                金托管人 认                必要召开的                      金托管人自 召              并自         书面 定

之     起 十 内召开并告知                       金管理人           金管理人         配合 姓

       4          表 金份额 令代还                含 令代还 的 金份额               人就 一             书面要求召开 金

份额              人大              向 金管理人提 书面提                         金管理人         自收到书面提 之

起 令代          内 定是否召            并书面告知提 提 的 金份额                           人 表和 金托管人                 金

管理人 定召 的                          自        书面 定之 起 绩代             内召开        金管理人 定             召

表     金份额 令代还               含 令代还     的 金份额              人 认          必要召开的              向     金托管人

提     书面提                   金托管人          自收到书面提 之 起 令代                内 定是否召                并书面告知

提     提 的 金份额                     人      表和 金管理人                金托管人 定召 的                   自         书面

     定之 起 绩代              内召开 姓

       拨         表 金份额 令代还                含 令代还 的 金份额               人就 一             要求召开 金份额

       人大              而 金管理人              金托管人都 召 的                  独或合        表 金份额 令代还

     含 令代还 的 金份额                 人           自 召         并 少提前 详代           中 证监 备案                  金份

额          人依法自 召                 金份额          人大 的              金管理人        金托管人           配合        得

阻碍              扰 姓

       绩         金份额           人          的召    人负 选 确定开 时间 地点 方式和 益登                                       姓

                   召开 金份额                  人大 的通知时间 通知内容 通知方式姓

       令        召开 金份额             人大          召 人                  召开前 详代       在指定媒            告      金

份额              人大 通知             少载明          内容 姓

            令            召开的时间 地点和                形式 姓

            该            拟       的                  程序和表 方式 姓

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           详             席 金份额            人大 的 金份额                人的 益登            姓

           4 授           托证明的内容要求 包括但 限                        理人身份        理 限和 理 效期限

等              达时间和地点 姓

           拨        常设联系人                联系电话 姓

           绩       席      者必 准备的文 和必 履 的手续 姓

           绪 召 人需要通知的                        姓

      该        采 通 开 方式并进 表 的情况                                  召     人 定在        通知中说明

     金份额          人大          采 的 体通 方式                   托的    证机          联系方式和联系人 表

     意 寄交的截 时间和收                 方式 姓

      详        如召 人         金管理人           另 书面通知 金托管人到指定地点对表 意                        的

票进 监督 如召 人                       金托管人               另 书面通知 金管理人到指定地点对表 意

     的 票进 监督 如召 人                       金份额          人           另 书面通知 金管理人和 金托

管人到指定地点对表 意 的 票进 监督                                   金管理人或 金托管人拒 派             表对表

意     的 票进 监督的                   影响表 意 的 票效力 姓

           四        金份额         人 席         的方式姓

           金份额           人大        通过    场开 方式 通 开 方式或法律法规或监管机构允许

           金合          定的       方式召开              的召开方式                召 人确定 姓

      令         场开              金份额        人 人 席或                 理投票授        托证明 派 表        席

     场开 时 金管理人和 金托管人的授                            表           席 金份额         人大         金管理

人或 金托管人 派 表 席的                          影响表 效力                场开       时符合            时

进         金份额           人大        程 姓

           令 亲自 席              者          金份额的凭证            托 席          者       的 托人          金份

额的凭证             托人的 理投票授              托证明符合法律法规                   金合      和      通知的规

定     并                金份额的凭证           金管理人             的登    资料相符 姓

           该        对 汇总到 者 示的在 益登                                     金份额的凭证显示        效的 金

份额 少                  金在 益登              金总份额的            之一 含           之一     若到 者在 益登

           表的 效的 金份额少                     金在 益登                  金总份额的        之一 召 人

在原 告的 金份额                    人大 召开时间的 详 个                      绩个        内 就原定             重

新召             金份额       人大        重新召 的 金份额                   人大 到 者在 益登                 表的

     效的 金份额              少          金在 益登                  金总份额的         之一 含        之一     姓

      该        通 开       通 开 系指           金份额             人将 对表              的投票 书面形式在表

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截              前 达 召 人指定的地址 通 开                               书面方式进 表               姓

      在        时符合            时 通         开 的方式视               效 姓

           令          召 人按          金合          定                 通知      在 该 个工作 内 续                    相

提示性 告 姓

           该 召 人按 金合                定通知 金托管人 如果 金托管人 召 人                                            金管

理人 到指定地点对表 意                   的 票进 监督                     召 人在 金托管人 如果 金托管

人     召 人                 金管理人 和 证机 的监督 按照                              通知规定的方式收                  金份

额         人的表 意              金托管人或 金管理人 通知 参 收 表 意 的                                          影响表

     效力 姓

           详      人直接        表 意 或授              人 表             表 意 的              金份额           人

的     金份额 小 在 益登                        金总份额的           之一 含              之一        若 人直接               表

     意 或授           人 表            表 意         金份额         人            的 金份额小 在                 益登

     金总份额的           之一 召        人      在原 告的 金份额                      人大 召开时间的 详 个

       绩个         内 就原定                  重新召         金份额            人大       重新召 的          金份额

     人大                 表      之一           含          之一         金份额的         人直接            表 意 或

授         人 表          表 意          姓

           4       述第     详    中直接         表 意 的 金份额                       人或 托 表 人                     表

意     的 理人            时提交的              金份额的凭证              托       表 意 的 理人                   的 托

人              金份额的凭证            托人的 理投票授              托证明符合法律法规                    金合          和

     通知的规定 并               金登    机构 录相符 姓

      详        在法律法规和监管机 允许的情况                            金的 金份额             人        采用          非书

面方式授               理人 席 金份额                 人大          在         召开方式               金          采用

非     场方式或者            场方式      非 场方式相结合的方式召开 金份额                             人大                程

序     照 场开 和通 方式开 的程序进                           姓

           五          内容 程序姓

      令           内容 提案 姓

                内容      系 金份额             人利益的重大                如         金合       的重大修改              定

                金合      更换 金管理人 更换 金托管人                                     金合并 法律法规

金合            规定的                          召 人认 需提交                 金份额      人大            论的

      姓

           金份额         人大 的召 人发 召                         的通知         对原 提案的修改                 在 金

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份额             人大 召开前 时                    告 姓

           金份额               人大          得对                告的        内容进         表      姓

      该               程序姓

           令          场开 姓

      在         场开 的方式                  首          大           人按照      第        七      规定程序确定和                 监

票人 然                 大             人          提案           论 进 表              并形 大                    大              人

     金管理人授                 席      的         表 在 金管理人授                表 能             大 的情况                      金

托管人授                  席           的 表                如果 金管理人授                  表和 金托管人授                  表均

能         大                     席大 的 金份额                       人和 理人             表      的          之一              含

     之一 选举 生一                     金份额              人作              金份额          人大 的              人         金管理

人和 金托管人拒                        席或               金份额        人大            影响 金份额                人大 作 的

          的效力 姓

                 召 人            制作 席                 人员的签            签        载明参              人员              或

                身份证明文             码            或 表 表                的 金份额              托人            或

和联系方式等                      姓

           该 通 开 姓

      在通 开 的情况                          首          召 人提前 详代            提案 在 通知的表 截                            期

该 个工作 内在 证机 监督                              召 人统 全部 效表                       在 证机 监督               形

      姓

                  表 姓

           金份额               人            份 金份额 一票表                     姓

           金份额               人大                      一般         和特别           姓

      令        一般            一般                 参 大 的 金份额                     人或         理人          表        的

之一              含            之一 通过方                 效 除           第该        规定的            特别       通过

     的                 均 一般               的方式通过 姓

      该        特别            特别                       参 大 的 金份额                   人或          理人          表        的

     之                 含        之          通过方 做                除法律法规 中 证监 或 金合                         另 规定

          转换 金 作方式 更换 金管理人或者 金托管人                                                       金合                金

          金合并 特别                  通过方             效 姓

           金份额               人大 采                   方式进 投票表            姓

      采         通 方式进 表 时 除非在 票时 充 的相                                         证据证明 否 提交符合

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通知中规定的确认投资者身份文 的表 视                                效 席的投资者 表面符合                通知规定

的表 意 视                 效表          表 意 模糊 清或相 矛盾的视                          表     但         入

     表 意 的 金份额                     人      表的 金份额总数 姓

           金份额          人大 的各 提案或 一 提案内并 的各                            题          开

表         姓

           七       票姓

      令         场开 姓

           令 如大            金管理人或          金托管人召             金份额        人大 的           人    在

     开始           在 席           的        金份额      人和 理人中选举               金份额           人 表 大

     召 人授 的一 监督员                         任监票人 如大              金份额           人自 召      或大 虽

然         金管理人或 金托管人召                   但是 金管理人或 金托管人                   席大 的          金份

额         人大 的           人          在      开始          在 席        的 金份额             人中选举

金份额            人 表 任监票人                 金管理人或 金托管人               席大 的          影响 票的效

力 姓

           该 监票人          在 金份额                人表        立即进 清点并 大               人 场             票

结果 姓

           详 如果                  人或 金份额           人或 理人对 提交的表 结果                      疑         在

          表 结果 立即对 投票数要求进 重新清点 监票人                                  进 重新清点        重新清点

     一         限 重新清点              大        人          场       重新清点结果 姓

           4       票过程            证机                证        金管理人或     金托管人拒         席大 的

影响 票的效力 姓

      该        通 开 姓

      在通 开 的情况                      票方式              大 召 人授        的      监督员在 金托管人授

          表 若       金托管人召                        金管理人授        表 的监督 进              票    并    证

机        对      票过程            证         金管理人或 金托管人拒派 表对表 意 的                       票进 监

督的            影响 票和表 结果 姓

                  生效       告姓

           金份额          人大 的               召 人         自通过之 起 拨          内 中 证监 备案 姓

           金份额          人大 的             自表 通过之 起生效 姓

           金份额          人大           自生效之 起依照 信息披露 法 的                          规定在指定媒

          告 如果采用通 方式进 表                       在 告 金份额            人大          时 必       将 证书

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全文            证机构       证员         等一             告 姓

           金管理人          金托管人和          金份额            人          执 生效的 金份额                人大   的

       生效的 金份额               人大               对全体 金份额                    人      金管理人        金托管人均

           力 姓

           九        部            金份额             人大 召开                    召开                程序 表          等

规定            是直接引用法律法规的部                     如将来法律法规修改导 相 内容被                          或 更

的         金管理人               金托管人 商一                  并履              程序和提前 告               对 部 内

容进 修改和调整 姓

                  金合 解除和             的               程序              金        的清算方式姓
           一        金合         的 更姓

      令        更 金合                 法律法规规定或 金合                       定         金份额       人大         通过

的         的        召开 金份额              人大               通过 对                       金份额       人大        通

过的                  金管理人和          金托管人 意                   更并       告 并 中 证监 备案 姓

      该                  金合           更的    金份额                人大                  中 证监 备案 自表 通

过之 起生效 生效 依照                     信息披露 法 的                       规定在指定媒            告 姓

                     金合         的             姓

                 情形之一的              金合                           姓

      令        金合 生效满              之      若 金资 规模                          该 亿元的 若届时的法律法规或中

     证监 规定发生                 前述          规定被                 更改或补充                 金       参照届时 效

的法律法规或中 证监 规定执                            姓

      该        金份额           人大      定          的 姓

      详        金管理人          金托管人职                      在 绩 个 内没             新 金管理人 新 金托管人

     接的 姓

      4          金合             定的        情形 姓

      拨    相 法律法规和中 证监                 规定的                情况 姓
                     金      的清算姓
      令        金        清算小         自                金合                         之 起 详代 个工作 内 立清算
小              金管理人           金         清算小 并在中 证监 的监督 进                                金清算 姓
      该        金        清算小                 金          清算小               员        金管理人      金托管人
       证券 期 相 业 资格的注                               师 律师                中 证监 指定的人员                   金
       清算小              聘用必要的工作人员 姓

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      详        金         清算小 职                      金          清算小 负               金        的保管 清理
     和 配            金       清算小                     依法进 必要的民               活         姓
      4         金         清算程序 姓
           令         金合                 情形            时              金        清算小 统一接管 金 姓
           该 对 金               和债 债 进 清理和确认 姓
           详 对 金               进        值和                姓
           4 制作清算 告 姓
           拨 聘请           师             对清算 告进                        部           聘请律师              对清算 告           法
律意 书 姓
           绩 将清算 告 中 证监                           备案并 告 姓
           绪 对 金剩余                  进          配 姓
      拨        金         清算的期限            绩个           姓
           四 清算 用姓
      清算 用是指 金                       清算小 在进                     金清算过程中发生的                 合理 用 清算
用         金         清算小                         金         中支付 姓
           五         金       清算剩余资                 的 配姓
      依据 金                清算的 配方案 将 金                                清算 的全部剩余资 扣除 金                        清算
     用 交纳           税款并清偿               金债                 按 金份额               人         的 金份额 例进
配 姓
                      金       清算的 告姓
      清算过程中的                  重大                   时 告                金     清算 告                证券 期 相 业
     资格的           师                   并 律师                              法律意 书               中 证监 备案并 告
     金         清算 告             金          清算 告 中 证监 备案                              拨 个工作 内          金       清算
小        进     告          金        清算小                   将清算 告登载在指定网站                       并将清算 告提示
性        告登载在指定 刊                  姓
           七         金       清算                  文 的保 姓
           金         清算                      文              金托管人保           令拨               姓
          四          的处理和 用的法律姓
      各方            人 意 因                  金合            而 生的或                    金合             的一               如
     好 商 能解 的                     提交中                        济 易仲裁          员              据          时 效的仲裁规
     进 仲裁 仲裁地点                                     仲裁裁 是 局性的并对各方                           人              力 除非
仲裁裁 另 规定 仲裁 用                                     方              姓
                处理期间            金合                  人 恪 各自的职                     继续忠          勤勉         地履
金合 规定的义                  维          金份额               人的合法 益 姓

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         金合         中 法律管辖 姓

    五     金合         地和投资者 得合 的方式姓
         金合           制       供投资者在 金管理人   金托管人 销售机构的     场

和营业场 查阅




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               姓

                                                         金托管                        内容摘要

一 托管                           人姓


               一          金管理人姓

                      工银瑞信 金管理 限                                姓

                                  西城 金融大街 拨                                拨        绩层    拨        绩代令      拨     绪层   拨     绪代令

     拨        8层         拨      8代令         拨          9层        拨        9代令姓

          法定 表人 王海璐姓

          设立 期 该代代拨                 绩         该令    姓

          批准设立机                 批准设立文                    中 证监 证监 金                              该代代拨 9详     姓

                    形式          限 任                姓

          注        资          姓该 亿元人民 姓

               续期限             续 营姓

          联系电话 姓4代代几8令令几9999姓

                           金托管人姓

                           业银 股份 限                        (简                 业银 络姓

          注    地址 福州 湖东路 令拨4                             姓

                地址              海 银城路 令绩绪                 姓

          邮        编码 详拨代代令详姓

          法定 表人                                          履 法定 表人职                        姓

               立时间 令988                8          该该    姓

               金托管业 批准文                         中      证监 证监 金 后该代代拨逐绪4姓 姓

                    形式 股份 限                       姓

          注        资          该代绪凡绪4 亿元人民 姓

               续期间             续 营姓

               营范围 吸收                       款 发 短期 中期和长期 款                                          理 内 结算                理票据

兑                    发 金融债券                     理发               理兑付              销 府债券 买                      府债券 金融债券

     理发 股票                    的            证券 买                      理买 股票                   的            证券 资 托管业

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     业 借 买                理买      汇 结汇 售汇业                        银       业        提供信用证服

保         理收付款            理保险业         提供保管箱服                               资信调查 咨询                 证业

           中 银 业监督管理机构批准的                      业        姓

            金托管人对 金管理人的业 监督和 查姓

           一       金托管人 据             法律法规的规定                金合     的 定 对       金投资范围 投资

对象进 监督                金合 明确 定 金投资风格或证券选 标准的                               金管理人 按照 金

托管人要求的格式提供投资品种                        便 金托管人             用相       术系统 对 金                投资是

否符合 金合                  证券选        标准的 定进 监督 对 在疑义的                          进      查 姓

                 金的投资范围包括 债 央 票据 金融债 地方 府债 企业债                                           债 短期

融资券 超短期融资券 中期票据                            债          府支    机构债券 证券              短期             债券

     转换债券 含             离交易        转债的纯债部                    交换债券 资          支 证券       银          款

     业           债券回购       法律法规或中 证监 允许                     金投资的         金融工                金 在

           场买入股票          证 也 参 一                 场新股 购和新股增发 姓

      法律法规或监管机构               允许 金投资的                 品种          金管理人在履            程序

     将 纳入投资范围                投资 例遵循届时 效法律法规或相 规定 姓

           金托管人 据              法律法规的规定                金合       的     定对 述 金投融资 例进

监督 姓

      令        按法律法规的规定             金合       的 定                金的投资资 配置 例                    姓

      债券资               金资 的 例                8代还 但在             开 期前一个           开 期 开               期结

          一个 的期间内          金投资             述 例限制 开 期内                   个交易                     金

          金 到期 在一              内的     府债券的        例合                  金资 净值的 拨还            中 金

包括结算备付金                 保证金         收 购款等 在封                期内           金            例的限制 姓

      该         据法律法规的规定              金合          的 定               金投资 合遵循             投资限制 姓姓

           令     债券资        金资 的        例               8代还 但在          开 期前一个            开 期 开

     期结         一个 的期间内             金投资            述 例限制 姓

           该     开 期内       个交易                   金               金或者到期 在一             内的 府债券投

资        例合               金资 净值的 拨还            中 金 包括结算备付金                         保证金             收

购款等 在非开 期                      金             例的限制 姓
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           详             金         一家         发    的证券                    值 超过     金资 净值的 令代还 姓

           4              金管理人管理的全部 金                            一家        发 的证券            超过 证券的 令代还 姓

           拨             金投资            一原始       益人的各类资 支 证券的 例                            得超过 金资 净

值的 令代还 姓

           绩             金         的全部资 支 证券                             值 得超过 金资 净值的 该代还 姓

           绪             金         的 一(指          一信用 别络资 支 证券的 例                             得超过 资           支

证券规模的 令代还 姓

           8              金管理人管理的全部                  金投资              一原始 益人的各类资           支 证券                得

超过 各类资 支 证券合                            规模的 令代还 姓

           9              金 投资 信用 别评                               BBB       (含 BBB络的资 支 证券                  金          资

     支 证券期间 如果 信用等                                 降            符合投资标准         在评          告发   之 起详个

     内           全部          姓

           令代            金投资 资 支                证券和               债的 例          得超过 金资 净值的 详代还 姓

           令令           金投资            转债债券              交换债券的 例             别 超过 金资 净值的 该代还 姓

           令该           金在封            作期间            金总资              得超过    金净资 的 该代代还 在开             期内

     金总资              得超过 金净资 的 令4代还 姓

           令详           金进入全 银 间                 业 场进 债券回购的资金余额 得超过 金资                                   净值

的 4代还              金进入全 银 间 业 场进 债券回购的最长期限                                        令       债券回购到期

     得展期 姓
               令4 在开 期内                  金         投资 流 性 限资 的 值 得超过                                金资         净值
的 令拨还 因证券 场波                                    股票停牌                 金规模      等 金管理人之 的因素 使
     金 符合前款 规定 例限制的                                金管理人 得                  新增流 性 限资 的投资 在非
开        期             金            例的限制 姓
               令拨       金 私募类证券资管 品 中 证监 认定的                                        体 交易对手开展逆回
购交易的                 接     押品的资 要求                               金合       定的投资范围保 一              姓

           令绩 法律法规 中 证监                       规定的和                 金合         定的      投资限制 姓

      除          述投资限制 该              9         令4         令拨           因证券 场波          证券发 人合并                   金

规模              等 金管理人之 的因素 使 金投资 例                                    符合 述规定投资 例的                     金管理

人         在 令代 个交易 内进 调整 但中 证监 规定的特殊情形或 金合 另                                                          定的除

      姓

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            金管理人          自 金合 生效之 起 绩 个 内使 金的投资 合                                 例符合 金合

的               定 期间             金的投资范围 投资策略               符合 金合 的 定                      金托管人对

     金的投资的监督 检查自                 金合 生效之 起开始 法律法规或监管部门另                            规定的

     规定 姓

       详         金托管人 据              法律法规的规定           金合            的 定 对 述 金投资禁

       进 监督 姓姓

            令      销证券 姓

            该          规定向 人 款或者提供 保 姓

            详               无限 任的投资 姓

            4 买               金份额 但是中 证监 另 规定的除                             姓

            拨 向          金管理人          金托管人 资 姓

            绩          内幕交易 操纵证券交易 格                                的证券交易活             姓

            绪 法律            法规和中 证监 规定禁 的                     活        姓

       法律               法规或监管部门           或 更 述禁 性规定 如 用                             金             金投

资               相 限制 或            更 的规定 准              需要      金份额              人大             但 提前

     告 姓
                    金托管人 据              法律法规的规定             金合    的 定 对 托管                         的
金投资禁                进 监督           金托管人通过           监督方式对 金管理人 金投资禁                              进
     监督 姓
            金管理人 用 金                 买      金管理人        金托管人               股股东               制人或者
            重大利害 系的                 发 的证券或者 销期内            销的证券 或者                       重大 联交
易的               符合       金的投资目标和投资策略 遵循                      人利益           原          范利益     突
建立健全内部 批机制和评                    机制 按照 场            合理 格执              相 交易必              得到
金托管人 意 并按法律法规                         披露 重大 联交易 提交 金管理人董                                     并
过          之            的独立董        通过      金管理人董                 少    半        对    联交易      进
查 姓
      法律法规或监管部门                   或    更 述限制 如 用                    金         金管理人在履                程
序                  金投资             相 限制或            更 的规定 准 但 提前 告                           需要         金
份额             人大           姓
            据法律法规               金         的 联交易的规定          金管理人和 金托管人                     相 提
供          机构        股 系的股东                 制人或者                    重大利害 系的
     联方发 的证券                     盖 章并书面提交 并确保 提供的 联交易                              的真 性
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整性 全面性              金管理人          金托管人                任保管真          整 全面的 联交易                 并
负      时更新                           更        金管理人            金托管人        时发 另一方 另一方                该
个工作 内进 回函确认 知                        的 更 一方收到另一方书面确认                     新的       联交易
开始生效 姓

                      金托管人 据         法律法规的规定                  金合     的 定 对 金管理人参 银
间债券 场进 监督 姓

        金管理人 在 金投资 作之前向 金托管人提供符合法律法规                                          业标准的        慎
重选 的                金 用的银         间债券 场交易对手                     并 定各交易对手             用的交易结
算方式           金管理人          格按照交易对手               的范围在银 间债券 场选 交易对手                       金
托管人监督 金管理人是否按 前提供的银 间债券                                   场交易对手       进 交易 如 金管
理人在 金投资 作之前 向 金托管人提供银 间债券 场交易对手                                              的 视         金管
理人认 全 场交易对手                    金管理人               半 对银         间债券 场交易对手               结算方
式进 更新 新                  确定前               剔除的交易对手           进 但尚 结算的交易                 按照
     进 结算 如 金管理人 据 场情况需要临时调整银 间债券 场交易对手                                                  结算
方式的           向 金托管人说明理                 并在 交易对手发生交易前 详 个工作 内                     金托管人
     商解        姓
        金管理人负 对交易对手的资信 制 按银 间债券 场的交易规 进 交易 并负
     解 因交易对手 履 合                 而造 的纠                 损失     金托管人                 造 的任何法律
     任 损失 若 履 的交易对手在 金托管人                                  金管理人确定的时间前
任           相 法律 任的                金管理人             向相 交易对手追偿             金托管人           必要的
        配合           金托管人 据银 间债券 场 交 对                               金银 间债券交易的交易对手
     结算方式进 监督 如 金托管人                         发         金管理人没 按照             定的交易对手或交
易方式进 交易时                 金托管人           时书面或           方认 的          方式提醒 金管理人              提
醒           改 时造             金      损失的          金托管人                    造 的相 损失和 任 如果
     金托管人 能               履 监督职           导         金      风险或造         金资 损失的          金托管人
        相            任 姓
        四            金托管人对 金投资银                 款进 监督 姓
        金管理人              金托管人                  款银 建立定期对            机制 确保 金银           款业
目      算的真           准确          金管理人          按照         法规规定             金托管人        款机构签
相     书面               金托管人            据        相     法规           对    金银      款业    进    监督
查      格 查 复 相                            户资料 投资指                   款证 书等        文             履 托
管职        姓
        金管理人               金托管人在开展 金 款业 时                           格遵        金法           作    法

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等      法律法规              家             户管理 利率管理              支付结算等的各 规定 姓
        金投资银         款的        金管理人           据法律法规的规定                 金合 的 定 确定符合
       的        款银 的             并 时提供给 金托管人                     金托管人 据 对               金投资银
     款的交易对手是否符合             规定进 监督 如 金管理人在 金投资 作之前                                   向 金托
管人提供 款银                的 视           金管理人认              银       姓
        金管理人对定期 款提前支 的损失                                 姓
        五       金托管人 据            法律法规的规定               金合     的 定 对         金资 净值            算
各类 金份额净值 算              收资金到                金 用开支 收入确定                   金收益        配 相 信
息披露         金 传         材料中登载 金业 表 数据等进 监督和 查 姓
                 金托管人发          金管理人的 述                   投资指        或     投资 作           法律法规
     金合 和 托管            的规定           时 电话提醒或书面提示等方式通知 金管理人限期纠
        金管理人        极配合和              金托管人的监督和 查                   金管理人收到书面通知
在     一工作 前 时 对并              书面形式给 金托管人发 回函 就 金托管人的疑义进 解
释或举证        说明   规原因 纠 期限 并保证在规定期限内                           时改      在 述规定期限内
     金托管人      随时对通知          进 复查 督促 金管理人改                            金管理人对 金托管人
通知的 规              能在限期内纠 的            金托管人             告中 证监            如果 金托管人 能
       履 监督职       导       金        风险或造            金资 损失的               金托管人            相      任 姓
        七       金管理人 义 配合和                     金托管人依照法律法规                金合 和 托管
对     金业 执         查 对 金托管人发 的书面提示                          金管理人 在规定时间内答复并改
      或就 金托管人的疑义进 解释或举证 对 金托管人按照法律法规                                       金合 和 托
管      的要求需向中 证监                     金监督 告的                     金管理人        极配合提供相 数
据资料和制 等 姓
               若 金托管人发           金管理人依据交易程序                   生效的指              法律           法规
和             规定 或者             金合       定的            立即 书面或               方认 的           方式通知
     金管理人          造 的相        损失      金管理人               姓
        九       金托管人发          金管理人 重大 规                              时 告中     证监              时通知
     金管理人限期纠          并将纠 结果 告中 证监                          金管理人无         理          拒      阻挠
对方 据 托管             规定 使监督            或采 拖延 欺 等手段妨碍对方进                              效监督 情
节     重或      金托管人提 警告              改 的           金托管人             告中 证监          姓


            金管理人对 金托管人的业              查姓

        据       法律法规          金合                       规定          金管理人对 金托管人履 托管职

     情况进      查     查      包括但 限               金托管人       全保管 金              开设         金      的资

金     户和证券 户 复           金管理人 算的 金资 净值和 金份额净值                                 据管理人指
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工银瑞信瑞祥定期开             债券型发起式证券投资             金                                     更新的招募说明书


     理清算交收 相 信息披露和监督 金投资 作等                                          姓

            金管理人发            金托管人擅自挪用 金                           对     金                 管理 无故 执

     或延 执            金管理人资金                 指         泄露 金投资信息等                  金法          金合

     托管                         规定时            金管理人              时 书面形式通知 金托管人限期纠

金托管人收到通知                    时        对确认并 书面形式向                金管理人发 回函 说明                 规原因

纠     期限 并保证在规定期限内 时改                               在限期内           金管理人      随时对通知               进

复查 督促 金托管人改                          并           配合           金托管人对 金管理人通知的              规              能

在限期内纠 的                  金管理人             告中 证监                 金管理人 义 要求 金托管人赔偿

金因          遭 的损失 姓

            金管理人发            金托管人           重大 规                  立即 告中 证监 和银 业监督管理

机构          时通知 金托管人限期纠                        姓

            金管理人                   合理理             定期和          定期地对    金托管人保管的       金          进

查          金托管人           极配合         金管理人的 查                   包括但 限           提交相 资料 供 金

管理人 查托管                   的 整性和真 性 在规定时间内答复 金管理人并改                                     姓

            金托管人无            理          拒      阻挠 金管理人 据                      规定 使监督               或采 拖

延 欺 等手段妨碍 金管理人进                                效监督 情节          重或        金管理人提 警告                 改

的          金管理人            告中 证监             姓

四          金        保管姓

            一        金        保管的原 姓
       令        金         独立              金管理人           金托管人的固                姓
       该        金托管人          全保管 金                                金管理人的       指           得自             用 处
            配 金的任何                  姓
       详        金托管人按照规定开设                 金         的资金 户和证券 户 姓
       4         金托管人对 托管的                         金             别设置 户          金托管人的               业    和
       金的托管业                   格的             管理 确保 金                的 整 独立 姓
       拨    对 因 金认                       购      金投资过程中 生的 收                        如 金托管人无法
开信息获 到                期的                    金管理人负                        人确定到       期并通知 金托管
人     到             金        没 到达 金托管人处的                         金托管人       时通知并 义          配合 金
管理人采 措施进 催收                               给 金造 损失的                金管理人 负 向                       人追偿
     金的损失           金托管人对                         任 姓
       绩        金托管人对因                 金管理人投资 生的                 或 管在 金托管人                 机构的 金
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工银瑞信瑞祥定期开            债券型发起式证券投资        金                                       更新的招募说明书


            或交 证券               负 清算交收的 金资                     收益          等机构或 机构 员
     等 金合                 人 第 方的欺               疏忽 过失或破 等原因给 金                   造    的损失等
               任 姓
       绪      除依据法律法规和                金合      的规定             金托管人 得 托第 人托管                  金
       姓
                      金募 期间 募 资金的验资姓
       令凡        金募 期间募 的资金                     金管理人开立的             金募     户           户          金
管理人开立并管理 姓
       该凡        金募 期满或 金停 募 时 募 的 金份额总额                               金募 金额             金份额
       人人数符合              金法            作 法 等             规定          金管理人 将属           金         的
全部资金 入 金托管人开立的 金银                                户     时在规定时间内 聘请                      证券相
     业 资格的               师           进 验资              验资 告              的验资 告 参 验资的 该
或该                中 注            师签 方            效 姓
       详凡若 金募 期限届满                     能达到         金合        生效的             金管理人按规定
理     款等             姓
                      金的银          户的开立和管理姓
       令          金托管人         金托管人的 义开设 金托管 户                     保管 金        的银         款
     金托管 户 时也是 金托管人在法人 中清算模式                                      表 托管的包括             金
在内的              托管资          中 证券登 结算 限 任                     进 一 结算的 用 户                      户
的开设和管理                 金托管人                   金的一             收支活      均需通过 金托管人的
金托管 户进                    金托管人          据       情况需要            金开立资金清算辅            户
理相 的资金汇 业                     姓
       该          金托管 户的开立和使用 限 满足开展                          金业 的需要          金托管人和 金
管理人 得假借                  金的 义开立              任何银        户            得使用 金的任何银               户进
            金业             的活         姓
       详          金托管 户的管理 符合 人民 银 结算 户管理 法                                     金管理暂
例          人民 利率管理规定                  利率管理暂 规定              支付结算 法             银 业监督管
理机构的              规定 姓
              四      金证券 户 证券交易资金 户的开设和管理姓
       令          金托管人         金托管人和           金联 的方式在中            证券登 结算 限 任
海             /深圳              开设证券 户 姓
       该          金托管人         金托管人的 义在中 证券登 结算 限 任                              海             &nb